0. INTRODUCTION
This specification provides the definition of the Multiple
debit advice message (DEBMUL) to be used in Electronic Data
Interchange (EDI) between trading partners involved in
administration, commerce and transport.
1. SCOPE
1.1 Functional Definition
A DEBMUL message is sent by an Account Servicing Financial
Institution to the Account Owner or to a third party, which has
agreed bilaterally in advance, that its account (s) has been or
will be debited for specified amount (s) on the date (s)
indicated, in settlement of the referenced business transaction
(s).
1.2 Field of Application
The Multiple debit advice message may be used for both national
and international trade. It is based on universal commercial
practice and is not dependent on the type of business or
industry.
1.3 Principles
- A DEBMUL may cover the financial settlement of one or more
commercial trade transactions, such as invoices, credit notes,
debit notes, etc. It is not intended for use in securities
trading.
- Several debit accounts, value dates, entry dates and
currencies may be specified.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 1.
3. TERMS AND DEFINITIONS
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 2.
4. MESSAGE DEFINITION
4.1 Data Segment Clarification
This section should be read in conjunction with the Branching
Diagram and the Segment Table which indicate mandatory,
conditional and repeating requirements.
The following semantic principles apply to the message and are
intended to facilitate the understanding and implementation of
the message:
The Multiple Debit Advice message is structured in three
levels: A, B and C.
- Level A Segment Groups 1,2,3 and 28 contains general data
related to the whole message.
- Level B Segment groups 4 to 9 is based on the following
rules:
Level B contains data which applies to all the dependent C
levels, such as,
Same area Code:
When the BUS segment is used, domestic and international items
should not be mixed in the same sequence of B and C levels.
Same currency and same account:
The items to be grouped must refer to the same account. The
currency to be booked must be the same as that of the account.
Same value date:
The items must have the same value date.
Same entry date:
The items must be booked on the same day.
Same bank operation code:
The items must bear the same bank operation code.
Remark: If, for the same receiver, one of these 5 basic
pieces of information changes, a new level B is required.
- Level C Segment groups 10 to 27 contains the individual
transactions, which are related to the data stored on level B.
- The structure of the message is designed to allow several B
and C levels, each level B being followed by one or several C
levels.
- Where a choice of code or text is given only the code element
should be used wherever possible.
0010 UNH, Message header
A service segment starting and uniquely identifying a message.
The message type code for the Multiple debit advice message is
DEBMUL.
Note: Multiple debit advice messages conforming to this
document must contain the following data in segment UNH,
composite S009:
Data element 0065 DEBMUL
0052 D
0054 95A
0051 UN
0020 BGM, Beginning of message
A segment by means of which the sender must uniquely identify
the DEBMUL message using its type and number and its function.
It is an information of items advised in advance, of items
pending to be booked or of items, which have been booked.
0030 DTM, Date/time/period
A segment specifying the date and, if required, the time the
message is created.
0040 BUS, Business function
A segment identifying certain characteristics of the Multiple
Debit Advice, such as, its business function. In so doing, it
provides information about the message that may be used to
route the message within an institution, for tariffing, or for
the provision of some statistical information.
0050 Segment group 1: RFF-DTM
A group of segments identifying a previously-sent message.
0060 RFF, Reference
A segment specifying the reference of the previously-sent
message.
0070 DTM, Date/time/period
A segment identifying the creation date of the referenced
message.
0080 Segment group 2: FII-CTA-COM
A group of segments identifying the financial institutions
involved in the multiple debit advice, their function and their
contacts.
0090 FII, Financial institution information
A segment identifying the financial institutions associated
with the transaction, in coded or uncoded form and their
function.
0100 CTA, Contact information
A segment identifying a person or a department for the party
specified in the leading FII segment to whom communication
should be directed.
0110 COM, Communication contact
A segment identifying communication type (s) and number (s)
of person (s) or department (s) specified in the associated
CTA segment.
0120 Segment group 3: NAD-CTA-COM
A group of segments identifying the name(s) and address(es) of
non-financial parties involved in the transaction, their
function and their contacts.
0130 NAD, Name and address
A segment identifying the names and addresses of the
non-financial parties associated with the multiple debit
advice, in coded or uncoded form, and their function.
0140 CTA, Contact information
A segment identifying a person or a department for the party
specified in the leading NAD segment to whom communication
should be directed.
0150 COM, Communication contact
A segment identifying communication type(s) and number (s)
of person (s) or department (s) specified in the associated
CTA segment.
0160 Segment group 4: LIN-DTM-BUS-MOA-SG5-SG6-SG7-SG10
A group of segments containing information details which are
relevant to all transactions specified.
0170 LIN, Line item
A segment indicating, by a sequential line number, the
beginning of the specification of details related to all
transactions specified.
0180 DTM, Date/time/period
A segment specifying the entry and/or value date.
0190 BUS, Business function
A segment identifying certain characteristics of the debits
stored as individual transactions in level C, such as the
bank operation, i.e., the method of transferring the funds,
in order to sort the dependent debits according to their
category.
0200 MOA, Monetary amount
A segment specifying the total amount of all debits stored
as individual transactions in level C and/or the total
amount of all debits stored in level C plus the total fee
amount.
0210 Segment group 5: RFF-DTM
A segment group containing references related to the
payments, as well as relevant dates.
0220 RFF, Reference
A segment specifying reference numbers for the payments
involved in the transaction.
0230 DTM, Date/time/period
A segment specifying dates relevant to the related
references.
0240 Segment group 6: FII-CTA-COM
A group of segments identifying the account that has been or
will be debited.
0250 FII, Financial institution information
A segment identifying the financial institutions and
relevant account number associated with the transaction,
in coded or uncoded form and their function.
0260 CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the leading FII
segment to whom communication should be directed.
0270 COM, Communication contact
A segment identifying communication type(s) and number(s)
of person(s) or department(s) specified in the associated
CTA segment.
0280 Segment group 7: FCA-MOA-SG8
A group of segments providing full details of all charges or
allowances, and associated taxes, that apply to the total
amount, together with information as to who bears the
charges and to which account they have been directed. Where
charges are subject to taxation this may also be specified.
0290 FCA, Financial charges allocation
A segment specifying the method for allocation of charges
and allowances and identifying an account to which such
charges or allowances were directed where it is different
from the principal account.
0300 MOA, Monetary amount
A segment identifying the basis amount from which charges
are calculated, if different from the total amount. It
is also giving the total value of charges and/or
allowances, and associated taxes.
0310 Segment group 8: ALC-PCD-MOA-CUX-DTM-SG9
A group of segments providing a detailed breakdown of all
charges (or allowances) and associated charges (or
allowances).
0320 ALC, Allowance or charge
A segment used to provide full details of each charge
or allowance for which the Payor is liable. Included
are full details of the method of calculating the
charge.
0330 PCD, Percentage details
A segment specifying the percentage used for
calculating the charges (or allowances).
0340 MOA, Monetary amount
A segment identifying the amount of charges (or
allowances) and/or specifying the basis amount from
which charges (or allowances) may be calculated if
different from the FCA segment.
0350 CUX, Currencies
A segment specifying rates related to the charges and
allowances.
0360 DTM, Date/time/period
A segment identifying the effective date and/or time
the rate of exchange was fixed.
0370 Segment group 9: TAX-MOA-CUX-DTM
A group of segments describing any taxes associated
with charges and their amount.
0380 TAX, Duty/tax/fee details
A segment identifying any taxes related to a
specific charge.
0390 MOA, Monetary amount
A segment specifying the total amount of the tax
and the basis of calculation.
0400 CUX, Currencies
A segment specifying exchange rates.
0410 DTM, Date/time/period
A segment identifying the effective date and/ or
time the rate of exchange was fixed.
0420 Segment group 10:SEQ-DTM-BUS-FII-SG11-SG12-SG13-SG14-SG15-
SG16-SG17-SG20
A segment group providing details regarding the individual
transactions, such as dates, financial institutions, account
numbers.
0430 SEQ, Sequence details
A segment identifying the beginning of the specification
of individual transactions (C level) by a sequential
number.
0440 DTM, Date/time/period
A segment specifying value dates and other dates passed
on from a preceding payment order.
0450 BUS, Business function
A segment specifying additional details regarding the
individual debit, such as its business function.
0460 FII, Financial institution information
A segment identifying the financial institutions and
relevant account number associated with the transaction,
in coded or uncoded form and their function.
0470 Segment group 11:RFF-DTM
A group of segments containing references of other
messages and transactions, with relevant date(s)/time(s).
0480 RFF, Reference
A segment identifying references of other messages or
transactions related to this transaction.
0490 DTM, Date/time/period
A segment specifying the date and/or time of the
referenced messages or transactions.
0500 Segment group 12:PAI-FTX
A group of segments specifying conditions, guarantees,
method and channel of payment used.
0510 PAI, Payment instructions
A segment specifying the conditions, guarantee, method
and channel of payment used.
0520 FTX, Free text
A segment providing free form additional information.
0530 Segment group 13:MOA-CUX-DTM-RFF
A group of segments identifying the monetary amounts and,
if necessary, the currencies, exchange rate and date for
the amount of the transaction.
0540 MOA, Monetary amount
A segment giving the amount of the individual
transaction.
0550 CUX, Currencies
A segment identifying the source currency and the
target currency of the transaction, when they are
different.
0560 DTM, Date/time/period
A segment identifying the effective date and/or time
the rate of exchange was fixed.
0570 RFF, Reference
A segment identifying other transactions to which
funds associated with the transaction are related such
as a separate foreign exchange deal.
0580 Segment group 14:NAD-CTA-COM
A group of segments identifying the name and address of
non-financial parties involved in the message, their
function and their contacts.
0590 NAD, Name and address
A segment identifying the names and addresses of the
parties associated with the exchange of the message,
in coded or uncoded form, and their function.
0600 CTA, Contact information
A segment identifying a person or a department for the
party specified in the leading NAD segment and to whom
communication should be directed.
0610 COM, Communication contact
A segment identifying a person or a department for the
party specified in the leading NAD segment and to whom
communication should be directed.
0620 Segment group 15:INP-FTX-DTM
A group of segments containing instructions relating to
parties identified in the NAD and FII segments in Segment
Group 2 and/or Segment Group 3. It specifies action taken
or to be taken by the identified parties, and the date
(and optionally time) by which such action was taken or
needs to be taken.
0630 INP, Parties to instruction
A segment identifying the party to enact the
instruction, the parties contacted or to be contacted
at or by the associated financial institution on
matters concerning the execution of the payment. It
specifies where appropriate the instruction in coded
form.
0640 FTX, Free text
A segment providing free text instructions related to
the associated INP segment.
0650 DTM, Date/time/period
A segment specifying the earliest and latest dates
and/or times by which the specified instructions must
be carried out.
0660 Segment group 16:GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent
use by regulatory authorities requiring statistical and
other types of data. It also identifies the regulatory
authority for which the information is intended followed
by the information itself.
0670 GIS, General indicator
A segment identifying what processing should be
completed for regulatory authorities.
0680 MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
0690 LOC, Place/location identification
A segment giving the different origins/destinations
(places) of goods/investment/services.
0700 NAD, Name and address
A segment identifying the recipient of the associated
informative text.
0710 RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport
services) and direction of each transaction to be
recorded in coded form.
0720 FTX, Free text
A segment giving information, in coded or clear form,
to provide information relevant to regulatory
authorities requirements.
0730 Segment group 17:FCA-MOA-SG18
A group of segments providing full details of all charges
or allowances, and associated taxes, that apply to a
particular transaction, together with information as to
who bears the charges and to which account they have been
directed. A total value of all charges plus allowances
may be given for every account to which charges may be
directed. Where charges are subject to taxation this may
also be specified.
0740 FCA, Financial charges allocation
A segment specifying the method for allocation of
charges and allowances and identifying an account to
which such charges or allowances were directed where
it is different from the principal account.
0750 MOA, Monetary amount
A segment identifying the basis amount from which
charges are calculated, if different from the overall
amount of the original order. It also gives the total
value of charges and/or allowances, and associated
taxes, that relate to an account for
charges/allowances.
0760 Segment group 18:ALC-PCD-MOA-CUX-DTM-SG19
A group of segments providing a detailed breakdown of
all charges (or allowances) and associated charges (or
allowances).
0770 ALC, Allowance or charge
A segment providing full details of each charge or
allowance for which the Payor is liable. Included
are full details of the method of calculating the
charge.
0780 PCD, Percentage details
A segment specifying the percentage used for
calculating the charges (or allowances).
0790 MOA, Monetary amount
A segment identifying the amount of charges (or
allowances) and/or specifying the basis amount from
which charges (or allowances) may be calculated if
different from the FCA segment.
0800 CUX, Currencies
A segment specifying rates related to the charges
and allowances.
0810 DTM, Date/time/period
A segment identifying the effective date and/or
time the rate of exchange was fixed.
0820 Segment group 19:TAX-MOA-CUX-DTM
A group of segments describing any taxes associated
with charges and their amount.
0830 TAX, Duty/tax/fee details
A segment identifying any taxes related to a
specific charge.
0840 MOA, Monetary amount
A segment specifying the total amount of the tax
and the basis for calculation.
0850 CUX, Currencies
A segment specifying exchange rates.
0860 DTM, Date/time/period
A segment identifying the effective date and/or
time the rate of exchange was fixed.
0870 Segment group 20:PRC-FTX-SG21-SG27
A group of segments containing the details of payment.
The content of these segments is passed through the
banking chain from the Ordering Customer to the
Beneficiary.
0880 PRC, Process identification
A segment identifying the kind of process at the
beneficiary's side.
0890 FTX, Free text
A segment providing free text information from the
ordering customer to the beneficiary.
0900 Segment group 21:DOC-MOA-DTM-RFF-NAD-SG22-SG23-SG24
A group of segments providing details of all
documents, e.g. invoices, statements, despatch
advices, etc., to which the Multiple Debit Advice
refers. It includes information on the monetary
amounts for each document and on any adjustments (with
an indication of the reason for adjustments) and
discounts. For information purposes an indication of
the tax element can be provided.
0910 DOC, Document/message details
A segment identifying the reference document
against which payment is being made.
0920 MOA, Monetary amount
A segment giving the monetary amounts of each
reference document (e.g., original amount, discount
amount etc.). The amount due and the amount
remitted are mandatory.
0930 DTM, Date/time/period
A segment specifying the date of the referenced
document and indicating any other relevant dates
applicable.
0940 RFF, Reference
A segment for the inclusion of any additional
references related to the reference document.
0950 NAD, Name and address
A segment identifying a party name and address,
either by coded identification or in a clear form.
0960 Segment group 22:CUX-DTM
A group of segments specifying the currencies and
the related dates/periods valid to the referenced
document where different to the reference currency.
0970 CUX, Currencies
A segment identifying the currency and
associated exchange rate of the referenced
document where different to the remittance
currency.
0980 DTM, Date/time/period
A segment specifying the date/time/period
related to the rate of exchange.
0990 Segment group 23:AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts
and their referenced documents.
1000 AJT, Adjustment details
A segment indicating any adjustments to the
amounts originally specified in the referenced
document, and to which items such adjustment
apply with the associated reason for adjustment.
1010 MOA, Monetary amount
A segment giving the monetary amounts of the
adjustments of each reference document (e.g.
original amounts, discount amount, etc.). The
currency data elements should not be used.
1020 RFF, Reference
A segment for the inclusion of any additional
references related to the reference documents.
1030 FTX, Free text
A segment providing free text information
related to the payment details.
1040 Segment group 24:DLI-MOA-PIA-DTM-SG25-SG26
A group of segments which may be used when required
to provide details of individual line items in the
reference document.
1050 DLI, Document line identification
A segment identifying a specific line item
within the referenced document.
1060 MOA, Monetary amount
A segment giving the monetary amounts for this
line item.
1070 PIA, Additional product id
A segment specifying item identification codes
where required.
1080 DTM, Date/time/period
A segment specifying the date/time/period
related to the line item.
1090 Segment group 25:CUX-DTM
A group of segments specifying the currency and
the related dates/periods for the line item
where different to the remittance and document
currency.
1100 CUX, Currencies
A segment identifying the currency and
associated exchange rate of the line item
where different to the source and target
currency.
1110 DTM, Date/time/period
A segment specifying the effective date
and/or time the rate of exchange was fixed.
1120 Segment group 26:AJT-MOA-RFF-FTX
A group of segments indicating adjustment
amounts and their referenced documents for this
line item.
1130 AJT, Adjustment details
A segment indicating any adjustments to the
amounts originally specified for this line
item and the reason for adjustment.
1140 MOA, Monetary amount
A segment giving the monetary amount of the
adjustment for the line item.
1150 RFF, Reference
A segment for the inclusion of any additional
references related to the line item.
1160 FTX, Free text
A segment providing free text information
related to the payment details.
1170 Segment group 27:GIS-MOA
A group of segments indicating the end of the details
of payment and specifying hash total amounts for
control purposes.
1180 GIS, General indicator
A segment identifying the end of the details of
payment.
1190 MOA, Monetary amount
A segment indicating total amounts for control
purposes.
1200 CNT, Control total
A segment identifying the kind of control checks and the totals
according to the coded form.
1210 Segment group 28:AUT-DTM
A group of segments specifying the details of any
authentication (validation) procedures applied to the DEBMUL
message.
1220 AUT, Authentication result
A segment specifying details of any authentication
(validation) procedures applied to the DEBMUL message.
1230 DTM, Date/time/period
A segment identifying the validation date/time.
1240 UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message and the control reference number of the
message.
4.2 Data segment index (Alphabetical sequence by tag)
AJT Adjustment details
ALC Allowance or charge
AUT Authentication result
BGM Beginning of message
BUS Business function
CNT Control total
COM Communication contact
CTA Contact information
CUX Currencies
DLI Document line identification
DOC Document/message details
DTM Date/time/period
FCA Financial charges allocation
FII Financial institution information
FTX Free text
GIS General indicator
INP Parties to instruction
LIN Line item
LOC Place/location identification
MOA Monetary amount
NAD Name and address
PAI Payment instructions
PCD Percentage details
PIA Additional product id
PRC Process identification
RCS Requirements and conditions
RFF Reference
SEQ Sequence details
TAX Duty/tax/fee details
UNH Message header
UNT Message trailer
Contents of DEBMUL