0. INTRODUCTION
This specification provides the definition of the Credit advice
message (CREADV) to be used in Electronic Data Interchange
(EDI) between trading partners involved in administration,
commerce and transport.
1. SCOPE
1.1 Functional Definition
A Credit Advice is sent by the Account Servicing Financial
Institution to the Account Owner to inform the Account Owner
that its account has been or will be credited for a specified
amount on the date indicated, in settlement of the referenced
business transaction(s).
1.2 Field of Application
This message type may be applied for both national and
international settlements. It is based on universal practice
and is not dependent on the type of business or industry.
1.3 Principles
A Credit Advice may cover the financial settlement of one or
more commercial trade transactions, such as invoices, credit
notes, debit notes, etc. It is not intended for use in
securities trading.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 1.
3. TERMS AND DEFINITIONS
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 2.
4. MESSAGE DEFINITION
4.1 Data Segment Clarification
This section should be read in conjunction with the Branching
Diagram and the Segment Table which indicate mandatory,
conditional and repeating requirements.
0010 | UNH, Message header
A service segment starting and uniquely identifying a message.
The message type code for the Credit advice message is CREADV.
Note: Credit advice messages conforming to this document must
contain the following data in segment UNH, composite S009:
Data element 0065 CREADV
0052 D
0054 95B
0051 UN
0020 BGM, Beginning of message
A segment for unique identification of the Credit Advice, the
type of Credit Advice and its function.
0030 BUS, Business function
A segment identifying certain characteristics of the Credit
Advice, such as its business function. In so doing, it provides
information about the message that may be used to route the
message within an institution, for tariffing, or for the
provision of some statistical information.
0040 DTM, Date/time/period
A segment specifying the date and, when required, the time at
which the message has been created as well as other dates and
times relevant to the financial transaction.
0050 Segment group 1: RFF-DTM
A group of segments identifying a previously sent message.
0060 RFF, Reference
A segment specifying the reference of the previously-sent
message.
0070 DTM, Date/time/period
A segment identifying the creation date/time of the
referenced message.
0080 Segment group 2: MOA-CUX-DTM-RFF
A group of segments identifying the monetary amount and, if
necessary, the currencies and exchange rate and date for that
payment.
0090 MOA, Monetary amount
A segment giving the amount value of the credit.
0100 CUX, Currencies
A segment identifying the source currency and the target
currency of the transaction when they are different. The
rate of exchange is solely used when previously agreed
between the Ordering Customer and the Ordered Bank.
0110 DTM, Date/time/period
A segment identifying the effective date and/or time the
rate of exchange was fixed. The other occurrence identifies
the reference date.
0120 RFF, Reference
A segment identifying other transactions to which funds
associated with the Credit Advice are related, such as a
separate foreign exchange deal.
0130 FTX, Free text
A segment giving information in coded or clear form, to provide
supplementary information relating to the Credit Advice.
0140 Segment group 3: FII-CTA-COM
A group of segments providing information about the financial
institutions and accounts of each party to the Credit Advice,
together with details of any parties contacted or to be
contacted in relation with the transaction, and any required
action by parties to the transaction.
0150 FII, Financial institution information
A segment identifying the financial institution (e.g., bank)
and relevant account number and currency for the Payor,
Payee and other parties to the transaction.
0160 CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the FII segment and to
whom communication should be directed.
0170 COM, Communication contact
A segment providing a communication number for the party
identified in the FII segment and optionally for the contact
identified in the associated CTA segment.
0180 Segment group 4: NAD-CTA-COM
A group of segments identifying the name and address of the
non-financial institutions involved in the transaction and
their contacts.
0190 NAD, Name and address
A segment identifying the name and address of the
non-financial parties associated with the Credit Advice and
their functions. Identification of the Payor and Payee
parties is mandatory for the Credit Advice message and
should be given in this segment.
0200 CTA, Contact information
A segment identifying a person or a department for the party
specified in the NAD segment and to whom communication
should be directed.
0210 COM, Communication contact
A segment providing a communication number for the party
identified in the NAD segment and optionally for the contact
identified in the associated CTA segment.
0220 Segment group 5: INP-FTX-DTM
A group of segments containing instructions relating to parties
identified in the NAD and FII segments. It specifies action
taken or to be taken by the identified parties, and the date
(and optionally time) by which such action was taken or needs
to be taken.
0230 INP, Parties to instruction
A segment identifying the party originating the instruction,
the parties contacted or to be contacted at or by the
associated financial institution on matters concerning the
execution of the payment. It specifies where appropriate the
instruction in coded form.
0240 FTX, Free text
A segment providing free text instruction relating to the
associated INP segment.
0250 DTM, Date/time/period
A segment specifying the earliest and the latest dates and
times by which the instruction specified in the INP and/or
FTX segments needs to be carried out.
0260 Segment group 6: GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by
regulatory authorities requiring statistical and other types of
data. It also identifies the regulatory authority for which the
information is intended followed by the information itself.
0270 GIS, General indicator
A segment identifying what processing should be completed by
regulatory authorities.
0280 MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
0290 LOC, Place/location identification
A segment giving the different origins/destinations (places)
of goods/investment/services.
0300 NAD, Name and address
A segment identifying the recipient of the associated
informative text.
0310 RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport services)
and direction of each transaction to be recorded in coded
form.
0320 FTX, Free text
A segment giving information, in coded or clear form, to
provide information relevant to regulatory authorities
requirements.
0330 Segment group 7: FCA-MOA-SG8
A group of segments providing full details of all charges, or
allowances, and associated taxes, that apply to a particular
transaction, together with information as to who bears the
charges, and to which account they have been directed. A total
value of all charges plus allowances may be given for every
account to which charges may be directed. Where charges are
subject to taxation this may also be specified.
0340 FCA, Financial charges allocation
A segment specifying the method for allocation of charges
and allowances and identifying an account to which such
charges or allowances were directed where it is different
from the principal account.
0350 MOA, Monetary amount
A segment giving the total value of charges and/or
allowances and associated taxes, that relate to an account
for charges/allowances.
This segment also identifies the basis amount from which
charges are calculated, if different from the overall amount
of the original order.
0360 Segment group 8: ALC-PCD-MOA-CUX-DTM-SG9
A group of segments providing a detail breakdown of all
charges (or allowances) and associated charges (or
allowances).
0370 ALC, Allowance or charge
A segment providing full details of each charge or
allowance for which the Payee is liable. Included are
full details of the method of calculating the charge.
0380 PCD, Percentage details
A segment specifying the percentage used for calculating
the charges (or allowances).
0390 MOA, Monetary amount
A segment identifying the amount of charges (or
allowances) and/or specifying the basis amount from which
charges (or allowances) may be calculated if different
from the FCA segment.
0400 CUX, Currencies
A segment used to specify rates related to the charges
and allowances.
0410 DTM, Date/time/period
A segment identifying the effective date and/or time the
rate of exchange was fixed.
0420 Segment group 9: TAX-MOA-CUX-DTM
A group of segments describing any taxes associated with
the charges and their amount.
0430 TAX, Duty/tax/fee details
A segment identifying any taxes related to a specific
charge.
0440 MOA, Monetary amount
A segment specifying the total amount of the tax and
the basis of calculation.
0450 CUX, Currencies
A segment specifying exchange rates.
0460 DTM, Date/time/period
A segment identifying the effective date and/or time
the rate of exchange was fixed.
0470 Segment group 10:DOC-DTM
A group of segments providing brief structured cross references
to transactions to which the credit advice relates.
0480 DOC, Document/message details
A segment identifying the document relating to the credit
advice.
0490 DTM, Date/time/period
A segment identifying the date of issue of the document
described in the preceding DOC segment.
0500 Segment group 11:AUT-DTM
A group of segments specifying the details of authentication.
0510 AUT, Authentication result
A segment specifying the details of any authentication
(validation) procedure applied to the Credit Advice message.
0520 DTM, Date/time/period
A segment identifying the date and where necessary, the time
of validation.
0530 UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message and the control reference number of the
message.
4.2 Data segment index (Alphabetical sequence by tag)
ALC Allowance or charge
AUT Authentication result
BGM Beginning of message
BUS Business function
COM Communication contact
CTA Contact information
CUX Currencies
DOC Document/message details
DTM Date/time/period
FCA Financial charges allocation
FII Financial institution information
FTX Free text
GIS General indicator
INP Parties to instruction
LOC Place/location identification
MOA Monetary amount
NAD Name and address
PCD Percentage details
RCS Requirements and conditions
RFF Reference
TAX Duty/tax/fee details
UNH Message header
UNT Message trailer
Contents of D.95B