0. INTRODUCTION
This specification provides the definition of the Insurance
premium message (INSPRE) to be used in Electronic Data
Interchange (EDI) between trading partners involved in
administration, commerce and transport.
1. SCOPE
1.1 Functional Definition
The Insurance Premium message is used by communicating parties
to notify the recipient about premiums due from a client. All
information needed to produce a detailed request for payment
can be sent.
1.2 Field of Application
The Insurance Premium message is applicable for both national
and international insurance.
1.3 Principles
- The Insurance Premium Message refers to one single insurance
contract.
- The Insurance Premium Message covers all classes of insurance
business.
- The Insurance Premium Message can be used for :
a. the first premium of a new insurance contract.
b. a premium due to an endorsement to an insurance contract
c. a renewal premium.
d. any adjustment of premium.
e. any down payment of premium.
- In case of the first two usages on the above list, a separate
message containing the Insurance Contract information will be
needed ( to be developed ).
- The Insurance Premium Message structure is as follows :
a. general information valid for the whole message.
b. information on the involved parties.
c. detailed description of cover, amounts and all related
information.
d. total amounts valid for the whole message.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 1.
3. TERMS AND DEFINITIONS
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 2.
4. MESSAGE DEFINITION
4.1 Data Segment Clarification
This section should be read in conjunction with the Branching
Diagram and the Segment Table which indicate mandatory,
conditional and repeating requirements.
0010 | UNH, Message header
A service segment starting and uniquely identifying a message.
The message type code for the Insurance premium message is
INSPRE.
Note: Insurance premium messages conforming to this document
must contain the following data in segment UNH, composite S009:
Data element 0065 INSPRE
0052 D
0054 95B
0051 UN
0020 BGM, Beginning of message
A segment for specifying message name and function.
0030 RFF, Reference
A segment containing references to the Insurance Premium
document and the Insurance Contract to which this Insurance
Premium message relates.
0040 DTM, Date/time/period
A segment specifying the dates related to the Insurance Premium
message and the Insurance Contract to which this Insurance
Premium message relates.
0050 Segment group 1: ATT-PCD
A group of segments providing characteristics regarding the
Insurance Premium document.
0060 ATT, Attribute
A segment specifying the type of Insurance Premium document,
providing collection specification and coinsurance
information.
0070 PCD, Percentage details
A segment to specify the percentage of the total premium for
a coinsurance contract, covered by the Insurance Premium
document.
0080 ICD, Insurance cover description
A segment indicating the Main Class of Business.
0090 Segment group 2: NAD-ATT-CTA-COM-RFF
A group of segments providing identification, names and
addresses, contacts and references of the involved parties.
0100 NAD, Name and address
A segment for identifying either by name and address, or by
code, the parties and their function in the Insurance
Premium message.
0110 ATT, Attribute
A segment specifying characteristics of the involved party.
0120 CTA, Contact information
A segment giving additional contact information of the party
specified in the NAD.
0130 COM, Communication contact
A segment specifying the communication channel and number
for the contact specified in the CTA or the party specified
in the NAD.
0140 RFF, Reference
A segment for additional identifying references of the party
specified in the NAD.
0150 Segment group 3: DTM-SG4-CUX
A group of segments describing a set of insurance products,
guarantees and risks covered by the insurance contract and the
amounts due in order to be covered during an indicated period.
0160 DTM, Date/time/period
A segment specifying the starting date and the end date of
the period for which the premium is due.
0170 Segment group 4: ICD-FTX-RFF-SG5
A group of segments providing details of the insurance
product, guarantees and riks covered by the insurance
contract and the amounts due in order to be covered during
the above mentioned period.
0180 ICD, Insurance cover description
A segment specifying the insurance product, guarantee and
risk covered by the insurance contract.
0190 FTX, Free text
A segment providing free format text or coded information
that is not purely Insurance Premium related, but that is
to be added to the Insurance Premium document following
national legal regulations.
0200 RFF, Reference
A segment providing unique identification of the risk.
0210 Segment group 5: MOA-DTM-SG6-SG7-SG8
A group of segments providing details of the amouts due
in order to be covered for the above mentioned guarantees
and risks during the above mentioned period.
0220 MOA, Monetary amount
A segment specifying detailed amounts.
0230 DTM, Date/time/period
A segment specifying overriding periods.
0240 Segment group 6: IND-DTM
A group of segments providing details of indices used
to calculate premium amounts.
0250 IND, Index details
A segment specifying indices.
0260 DTM, Date/time/period
A segment specifying the reference year of an
indice.
0270 Segment group 7: ATT-PCD
A group of segments providing details about commission
amounts.
0280 ATT, Attribute
A segment specifying collection and calculation of
commission amounts.
0290 PCD, Percentage details
A segment specifying the percentage of the
commission.
0300 Segment group 8: TAX-PCD
A group of segments providing details about tax
amounts.
0310 TAX, Duty/tax/fee details
A segment specifying the tax amount.
0320 PCD, Percentage details
A segment specifying the percentage of the tax.
0330 CUX, Currencies
A segment specifying the currency of the amounts and
relevant details for the rate of exchange.
0340 MOA, Monetary amount
A segment specifying total amounts of this Insurance Premium
message.
0350 FTX, Free text
A segment with free text information, in coded or clear text
form, relating to the Insurance Premium message.
0360 Segment group 9: DTM-MOA
A group of segments providing details of instalments.
0370 DTM, Date/time/period
A segment specifying the date of an instalment.
0380 MOA, Monetary amount
A segment specifying the amount payable for an instalment.
0390 UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message and the control reference number of the
message.
4.2 Data segment index (Alphabetical sequence by tag)
ATT Attribute
BGM Beginning of message
COM Communication contact
CTA Contact information
CUX Currencies
DTM Date/time/period
FTX Free text
ICD Insurance cover description
IND Index details
MOA Monetary amount
NAD Name and address
PCD Percentage details
RFF Reference
TAX Duty/tax/fee details
UNH Message header
UNT Message trailer
Contents of D.95B