0.    INTRODUCTION

       This specification provides the definition of the Insurance
       premium message (INSPRE) to be used in Electronic Data
       Interchange (EDI) between trading partners involved in
       administration, commerce and transport.

1.    SCOPE

1.1   Functional Definition

       The Insurance Premium message is used by communicating parties
       to notify the recipient about premiums due from a client. All
       information needed to produce a detailed request for payment
       can be sent.

1.2   Field of Application

       The Insurance Premium message is applicable for both national
       and international insurance.

1.3   Principles

       - The Insurance Premium Message refers to one single insurance
       contract.
       
       - The Insurance Premium Message covers all classes of insurance
       business.
       
       - The Insurance Premium Message can be used for : 
       
       a. the first premium of a new insurance contract.
       
       b. a premium due to an endorsement to an insurance contract 
       
       c. a renewal premium.
       
       d. any adjustment of premium.
       
       e. any down payment of premium.
       
       - In case of the first two usages on the above list, a separate
       message containing the Insurance Contract information will be
       needed ( to be developed ).
       
       - The Insurance Premium Message structure is as follows :
       
       a. general information valid for the whole message.
       
       b. information on the involved parties.
       
       c. detailed description of cover, amounts and all related
       information.
       
       d. total amounts valid for the whole message.
       

2.    REFERENCES

       See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
       Section 1.

3.    TERMS AND DEFINITIONS

       See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
       Section 2.

4.    MESSAGE DEFINITION

4.1   Data Segment Clarification

       This section should be read in conjunction with the Branching
       Diagram and the Segment Table which indicate mandatory,
       conditional and repeating requirements.

0010 | UNH, Message header
       A service segment starting and uniquely identifying a message.
       The message type code for the Insurance premium message is
       INSPRE.
       
       Note: Insurance premium messages conforming to this document
       must contain the following data in segment UNH, composite S009:

       Data element  0065 INSPRE
                     0052 D
                     0054 95B
                     0051 UN

0020   BGM, Beginning of message
       A segment for specifying message name and function.

0030   RFF, Reference
       A segment containing references to the Insurance Premium
       document and the Insurance Contract to which this Insurance
       Premium message relates.

0040   DTM, Date/time/period
       A segment specifying the dates related to the Insurance Premium
       message and the Insurance Contract to which this Insurance
       Premium message relates.


0050   Segment group 1: ATT-PCD
       A group of segments providing characteristics regarding the
       Insurance Premium document.

0060      ATT, Attribute
          A segment specifying the type of Insurance Premium document,
          providing collection specification and coinsurance
          information.

0070      PCD, Percentage details
          A segment to specify the percentage of the total premium for
          a coinsurance contract, covered by the Insurance Premium
          document.

0080   ICD, Insurance cover description
       A segment indicating the Main Class of Business.


0090   Segment group 2: NAD-ATT-CTA-COM-RFF
       A group of segments providing identification, names and
       addresses, contacts and references of the involved parties.

0100      NAD, Name and address
          A segment for identifying either by name and address, or by
          code, the parties and their function in the Insurance
          Premium message.

0110      ATT, Attribute
          A segment specifying characteristics of the involved party.

0120      CTA, Contact information
          A segment giving additional contact information of the party
          specified in the NAD.

0130      COM, Communication contact
          A segment specifying the communication channel and number
          for the contact specified in the CTA or the party specified
          in the NAD.

0140      RFF, Reference
          A segment for additional identifying references of the party
          specified in the NAD.


0150   Segment group 3: DTM-SG4-CUX
       A group of segments describing a set of insurance products,
       guarantees and risks covered by the insurance contract and the
       amounts due in order to be covered during an indicated period.

0160      DTM, Date/time/period
          A segment specifying the starting date and the end date of
          the period for which the premium is due.


0170      Segment group 4: ICD-FTX-RFF-SG5
          A group of segments providing details of the insurance
          product, guarantees and riks covered by the insurance
          contract and the amounts due in order to be covered during
          the above mentioned period.

0180         ICD, Insurance cover description
             A segment specifying the insurance product, guarantee and
             risk covered by the insurance contract.

0190         FTX, Free text
             A segment providing free format text or coded information
             that is not purely Insurance Premium related, but that is
             to be added to the Insurance Premium document following
             national legal regulations.

0200         RFF, Reference
             A segment providing unique identification of the risk.


0210         Segment group 5: MOA-DTM-SG6-SG7-SG8
             A group of segments providing details of the amouts due
             in order to be covered for the above mentioned guarantees
             and risks during the above mentioned period.

0220            MOA, Monetary amount
                A segment specifying detailed amounts.

0230            DTM, Date/time/period
                A segment specifying overriding periods.


0240            Segment group 6: IND-DTM
                A group of segments providing details of indices used
                to calculate premium amounts.

0250               IND, Index details
                   A segment specifying indices.

0260               DTM, Date/time/period
                   A segment specifying the reference year of an
                   indice.


0270            Segment group 7: ATT-PCD
                A group of segments providing details about commission
                amounts.

0280               ATT, Attribute
                   A segment specifying collection and calculation of
                   commission amounts.

0290               PCD, Percentage details
                   A segment specifying the percentage of the
                   commission.


0300            Segment group 8: TAX-PCD
                A group of segments providing details about tax
                amounts.

0310               TAX, Duty/tax/fee details
                   A segment specifying the tax amount.

0320               PCD, Percentage details
                   A segment specifying the percentage of the tax.

0330      CUX, Currencies
          A segment specifying the currency of the amounts and
          relevant details for the rate of exchange.

0340   MOA, Monetary amount
       A segment specifying total amounts of this Insurance Premium
       message.

0350   FTX, Free text
       A segment with free text information, in coded or clear text
       form, relating to the Insurance Premium message.


0360   Segment group 9: DTM-MOA
       A group of segments providing details of instalments.

0370      DTM, Date/time/period
          A segment specifying the date of an instalment.

0380      MOA, Monetary amount
          A segment specifying the amount payable for an instalment.

0390   UNT, Message trailer
       A service segment ending a message, giving the total number of
       segments in the message and the control reference number of the
       message.

4.2   Data segment index (Alphabetical sequence by tag)

          ATT Attribute
          BGM Beginning of message
          COM Communication contact
          CTA Contact information
          CUX Currencies
          DTM Date/time/period
          FTX Free text
          ICD Insurance cover description
          IND Index details
          MOA Monetary amount
          NAD Name and address
          PCD Percentage details
          RFF Reference
          TAX Duty/tax/fee details
          UNH Message header
          UNT Message trailer

Contents of D.95B