0.    INTRODUCTION

       This specification provides the definition of the Remittance
       advice message (REMADV) to be used in Electronic Data
       Interchange (EDI) between trading partners involved in
       administration, commerce and transport.

1.    SCOPE

1.1   Functional Definition

       The Remittance Advice is a communication between trading
       partners, e.g. seller, buyer, financial institutions, which
       provides a detailed accounting relative to a payment, or other
       form of financial settlement, for the provision of goods and/or
       services as detailed in the advice.

1.2   Field of Application

       This message may be applied for both national and international
       settlements. It is based on universal practice and is not
       dependent on the type of business or industry.

1.3   Principles

       - A Remittance Advice is a notice of a payment to be made.
       
       - A Remittance Advice may cover one or more commercial trade
       transactions (and related financial transactions), such as
       invoices, credit notes, debit notes, etc.
       
       - A Remittance Advice may include a cross reference to a
       Payment Order.
       
       - A single Remittance Advice may relate to both national and
       international settlements.
       
       - Each Remittance Advice shall be calculated in only one
       currency, even though the related transaction is denominated in
       different currencies.
       
       - Each Remittance Advice shall relate to only one settlement
       date.
       
       - Where remittance advice relates to a dispute, the message : 
       
       . does not necessarily relate to one settlement date 
       . is not necessarily a notice for a payment to be made
       
       - A Remittance Advice may be initiated by either party
       according to agreements.

2.    REFERENCES

       See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
       Section 1.

3.    TERMS AND DEFINITIONS

       See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
       Section 2.

4.    MESSAGE DEFINITION

4.1   Data Segment Clarification

       This section should be read in conjunction with the Branching
       Diagram and the Segment Table which indicate mandatory,
       conditional and repeating requirements.
       
       The following guidelines and principles apply to the whole
       message and are intended to facilitate the understanding and
       implementation of the message: 
       
       All specified dates/times should be in the format
       'yymmdd'/'hhmm' unless all parties involved in the transaction
       agree that there is a functional requirement for an alternative
       format. Periods should be specified as whole numbers
       representing the required period as indicated in the format
       qualifier (weeks, months, etc.) 
       
       Where a choice of code or text is given only the code element
       should be used wherever possible.
       
       Conditional data that is not required in the message should not
       be included.
       
       Care must be taken that the segment qualifier in dependent
       segments do not conflict with the segment qualifier of the
       trigger segment of a group.
       
       Free text information within the message should be avoided as
       this inhibits automatic processing.

4.1.1  Header section

       Information to be provided in the Header section:

0010 | UNH, Message header
       A service segment starting and uniquely identifying a message.
       The message type code for the Remittance advice message is
       REMADV.
       
       Note: Remittance advice messages conforming to this document
       must contain the following data in segment UNH, composite S009:

       Data element  0065 REMADV
                     0052 D
                     0054 95B
                     0051 UN

0020   BGM, Beginning of message
       A segment for unique identification of the Remittance Advice
       Message, the type of Remittance Advice and its function.

0030   DTM, Date/time/period
       A segment specifying the dates, and when relevant, the times
       related to the whole message. The segment must be specified at
       least once to specify the message date as allocated by the
       sender.

0040   RFF, Reference
       A segment for referencing documents which relate to the whole
       message.

0050   FII, Financial institution information
       A segment identifying the financial institution (e.g. bank) and
       account number and, where relevant, the currency of the
       account, for each party involved in the transaction. The Payor
       may indicate the previously agreed choice of financial
       institution for payment.

0060   PAI, Payment instructions
       A segment specifying the conditions, guarantee, method and
       channel of payment for the Remittance Advice.

0070   FTX, Free text
       A segment with free text information, in coded or clear form,
       used when additional information is needed but cannot be
       accommodated within other segments. In computer to computer
       exchanges such text will normally require the receiver to
       process this segment manually.


0080   Segment group 1: NAD-SG2
       A group of segments identifying the parties involved in the
       transaction and, optionally the contact points and numbers.

0090      NAD, Name and address
          A segment to identify a party name and address, either by
          coded identification or in clear form.
          
          It is recommended that where possible only the coded form of
          the party ID should be specified e.g. the Buyer and Seller
          are known to each other, thus only the coded ID is required.


0100      Segment group 2: CTA-COM
          A group of segments identifying the contact person or
          department for a trading party and specifying the
          communication channel and number.

0110         CTA, Contact information
             A segment to identify a person or department and their
             function, to whom communications should be directed.

0120         COM, Communication contact
             A segment specifying the communication channel and number
             for the specified contact.


0130   Segment group 3: CUX-DTM
       A group of segments specifying the currencies and related
       dates/periods valid for the whole Remittance Advice. Currency
       data may be omitted in national applications but will be
       required for international transactions.

0140      CUX, Currencies
          A segment identifying the currencies required in the
          Remittance Advice. A rate of exchange may be given to
          convert a reference currency into a target currency.

0150      DTM, Date/time/period
          A segment specifying the date/time/period related to the
          rate of exchange.

4.1.2  Detail section

       Information to be provided in the Detail section:


0160   Segment group 4: DOC-MOA-DTM-RFF-NAD-SG5-SG6-SG7-SG8
       A group of segments providing details of all documents, e.g.
       invoices, statements, despatch advices, etc, to which the
       Remittance Advice refers. It includes information on the
       monetary amounts for each document and on any adjustments (with
       an indication of the reason for adjustments) and discounts. For
       information purposes an indication of the tax element can be
       provided.

0170      DOC, Document/message details
          A segment for identifying the reference document against
          which payment is being made.

0180      MOA, Monetary amount
          A segment giving the monetary amounts for the amount due and
          the amount to be remitted.

0190      DTM, Date/time/period
          A segment to specify the date of the referenced document and
          to indicate any other relevant dates applicable, e.g. Due
          date, Tax point date, etc.

0200      RFF, Reference
          A segment for the inclusion of any additional references
          related to the reference document.

0210      NAD, Name and address
          A segment to identify a party name and address, either by
          coded identification or in a clear form, e.g; original
          seller or issuer of the document.


0220      Segment group 5: CUX-DTM
          A group of segments specifying the currencies and the
          related dates/periods valid of the referenced document where
          different to the remittance currency.

0230         CUX, Currencies
             A segment identifying the currency and associated
             exchange rate of the referenced document where different
             to the remittance currency.

0240         DTM, Date/time/period
             A segment specifying the date/time/period related to the
             rate of exchange.


0250      Segment group 6: AJT-MOA-RFF-FTX
          A group of segments to indicate adjustment amounts and their
          referenced documents.

0260         AJT, Adjustment details
             A segment indicating any adjustments to the amounts
             originally specified in the referenced document, and to
             which items such adjustments apply, with the associated
             reason for adjustment.

0270         MOA, Monetary amount
             A segment giving the monetary amounts of the adjustments
             of each reference document (e.g. original amount,
             discount amount, etc).
             The currency data elements should not be used.

0280         RFF, Reference
             A segment for the inclusion of any additional references
             related to the reference document.

0290         FTX, Free text
             A segment giving information in clear text when it is
             necessary.


0300      Segment group 7: INP-FTX
          A group of segments to indicate instructions to parties in
          coded and when necessary in free text.

0310         INP, Parties to instruction
             A segment to indicate instructions to parties in coded
             form.

0320         FTX, Free text
             A segment to indicate instructions to parties in free
             text.


0330      Segment group 8: DLI-MOA-PIA-DTM-SG9-SG10
          A group of segments which may be used when required to
          provide details of individual line items in the reference
          document.

0340         DLI, Document line identification
             A segment identifying a specific line item within the
             referenced document.

0350         MOA, Monetary amount
             A segment giving the monetary amounts for the amount due
             and the amount to be remitted.

0360         PIA, Additional product id
             A segment specifying item identification codes where
             required.

0370         DTM, Date/time/period
             A segment specifying the date/time/period related to the
             line item, e.g. date of receiving of the goods, delivery
             date.


0380         Segment group 9: CUX-DTM
             A group of segments identifying the currency and the
             related dates/periods of the line item where different to
             the remittance and document currency.

0390            CUX, Currencies
                A segment identifying the currency and associated
                exchange rate of the line item, where different to the
                remittance and document currency.

0400            DTM, Date/time/period
                A segment specifying the date/time/period related to
                the rate of exchange.


0410         Segment group 10:AJT-MOA-RFF-FTX
             A group of segments to indicate adjustment amounts and
             their referenced documents for this line item.

0420            AJT, Adjustment details
                A segment indicating any adjustments to the amounts
                originally specified for this line item and the reason
                for the adjustments.

0430            MOA, Monetary amount
                A segment giving the monetary amounts of the
                adjustment for this line item.

0440            RFF, Reference
                A segment for the inclusion of any additional
                references related to the reference document.

0450            FTX, Free text
                A segment giving a complement of information to
                adjustment reasons for cases that cannot be given
                (completely) in coded values.

4.1.3  Summary section

       Information to be provided in the Summary section:

0460   UNS, Section control
       A service segment placed at the start of the summary section to
       avoid segment collision.

0470   MOA, Monetary amount
       A segment giving the total amount of the payment to be made or
       other amounts. It is taken as given, i.e. is not subject to
       recalculation. It may be used for check operations, such as
       message validation.

0480   UNT, Message trailer
       A service segment ending a message, giving the total number of
       segments in the message and the control reference number of the
       message.

4.2   Data segment index (Alphabetical sequence by tag)

          AJT Adjustment details
          BGM Beginning of message
          COM Communication contact
          CTA Contact information
          CUX Currencies
          DLI Document line identification
          DOC Document/message details
          DTM Date/time/period
          FII Financial institution information
          FTX Free text
          INP Parties to instruction
          MOA Monetary amount
          NAD Name and address
          PAI Payment instructions
          PIA Additional product id
          RFF Reference
          UNH Message header
          UNS Section control
          UNT Message trailer

Contents of D.95B