* 4461 Payment means, coded Desc: Indication of the instrument of payment, which may include a guarantee. Repr: an..3 1 Instrument not defined Self explanatory. 2 Automated clearing house credit A credit transaction made through the automated clearing house system. 3 Automated clearing house debit A debit transaction made through the automated clearing house system. 4 ACH demand debit reversal A request to reverse an ACH debit transaction to a demand deposit account. 5 ACH demand credit reversal A request to reverse a credit transaction to a demand deposit account. 6 ACH demand credit A credit transaction made through the ACH system to a demand deposit account. 7 ACH demand debit A debit transaction made through the ACH system to a demand deposit account. 8 Hold Indicates that the bank should hold the payment for collection by the beneficiary or other instructions. 9 National or regional clearing Indicates that the payment should be made using the national or regional clearing. 10 In cash Self explanatory. 11 ACH savings credit reversal A request to reverse an ACH credit transaction to a savings account. 12 ACH savings debit reversal A request to reverse an ACH debit transaction to a savings account. 13 ACH savings credit A credit transaction made through the ACH system to a savings account. 14 ACH savings debit A debit transaction made through the ACH system to a savings account. 15 Bookentry credit A credit transaction, initiated from the buyer's account to the seller's account at the save financial institution. 16 Bookentry debit A debit transaction initiated from the seller's account to the seller's account at the same financial institution. 17 ACH demand cash concentration/disbursement (CCD) credit A credit transaction made through the ACH system to a demand deposit account using the CCD payment format. 18 ACH demand cash concentration/disbursement (CCD) debit A debit transaction made through the ACH system to a demand deposit account using the CCD payment format. 19 ACH demand corporate trade payment (CTP) credit A credit transaction made through the ACH system to a demand deposit account using the CTP payment format. 20 Cheque Self explanatory. 21 Banker's draft Issue of a banker's draft in payment of the funds. 22 Certified banker's draft Self explanatory. 23 Bank cheque (issued by a banking or similar establishment) Self explanatory. 25 Certified cheque Self explanatory. 26 Local cheque Indicates that the cheque is given local to the recipient. 27 ACH demand corporate trade payment (CTP) debit A debit transaction made through the ACH system to a demand deposit account using the CTP payment format. 28 ACH demand corporate trade exchange (CTX) credit A credit transaction made through the ACH system to a demand deposit account using the CTX payment format. 29 ACH demand corporate trade exchange (CTX) debit A debit transaction made through the ACH system to a demand account using the CTX payment format. 30 Credit transfer Self explanatory. 31 Debit transfer Self explanatory. 32 ACH demand cash concentration/disbursement plus (CCD+) credit A credit transaction made through the ACH system to a demand deposit account using the CCD+ payment format. 33 ACH demand cash concentration/disbursement plus (CCD+) debit A debit transaction made through the ACH system to a demand deposit account using the CCD+ payment format. 34 ACH prearranged payment and deposit (PPD) A consumer credit transaction made through the ACH system to a demand deposit or savings account. 35 ACH savings cash concentration/disbursement (CCD) credit A credit transaction made through the ACH system to a demand deposit or savings account. 36 ACH savings cash concentration/disbursement (CCD) debit A debit transaction made through the ACH system to a savings account using the CCD payment format. 37 ACH savings corporate trade payment (CTP) credit A credit transaction made through the ACH system to a savings account using the CTP payment format. 38 ACH savings corporate trade payment (CTP) debit A debit transaction made through the ACH system to a savings account using the CTP payment format. 39 ACH savings corporate trade exchange (CTX) credit A credit transaction made through the ACH system to a savings account using the CTX payment format. 40 ACH savings corporate trade exchange (CTX) debit A debit transaction made through the ACH system to a savings account using the CTX payment format. 41 ACH savings cash concentration/disbursement plus (CCD+) credit A credit transaction made through the ACH system to a savings account using the CCD+ payment format. 42 Payment to bank account Self explanatory. 43 ACH savings cash concentration/disbursement plus (CCD+) debit A debit transaction made through the ACH system to a savings account using the CCD+ payment format. 50 Payment by postgiro Self explanatory. 60 Promissory note Self explanatory. 61 Promissory note signed by the debtor Self explanatory. 62 Promissory note signed by the debtor and endorsed by a bank Self explanatory. 63 Promissory note signed by the debtor and endorsed by a third party Self explanatory. 64 Promissory note signed by a bank Self explanatory. 65 Promissory note signed by a bank and endorsed by another bank Self explanatory. 66 Promissory note signed by a third party Self explanatory. 67 Promissory note signed by a third party and endorsed by a bank Self explanatory. 70 Bill drawn by the creditor on the debtor Self explanatory. 74 Bill drawn by the creditor on a bank Description to be provided. 75 Bill drawn by the creditor, endorsed by another bank Description to be provided. 76 Bill drawn by the creditor on a bank and endorsed by a third party Description to be provided. 77 Bill drawn by the creditor on a third party Description to be provided. 78 Bill drawn by creditor on third party, accepted and endorsed by bank Description to be provided. 91 Not transferable banker's draft Issue a bankers draft not endorsable. 92 Not transferable local cheque Issue a cheque not endorsable in payment of the funds. 93 Reference giro Ordering customer tells the bank to use the payment system 'Reference giro'. Used in the Finnish national banking system. | 94 Urgent giro Ordering customer tells the bank to use the bank service 'Urgent Giro' when transferring the payment. Used in Finnish national banking system. | 95 Free format giro Ordering customer tells the ordering bank to use the bank service 'Free Format Giro' when transferring the payment. Used in Finnish national banking system. 96 Requested method for payment was not used If the requested method for payment was or could not be used, this code indicates that. + 97 Clearing between partners Amounts which two partners owe to each other to be compensated in order to avoid useless payments. ZZZ Mutually defined Self explanatory.
Contents of D95B