0. INTRODUCTION
This specification provides the definition of the Extended
payment order message (PAYEXT) to be used in Electronic Data
Interchange (EDI) between trading partners involved in
administration, commerce and transport.
1. SCOPE
1.1 Functional Definition
An Extended Payment Order is sent by the Ordering Customer (or
Payor or Agent on behalf of the Ordering Customer) to the
Ordered Bank, to instruct the Ordered Bank to debit an account
it services for the Ordering Customer, and to arrange for the
payment of a specified amount to the Beneficiary (or Payee or
Agent in favour of Beneficiary) in settlement of the referenced
business transaction(s), and to provide to the Payee full
details of the transactions to which the Extended Payment Order
relates.
Throughout this document, the term 'Ordering Customer' refers
to either an Ordering Customer, or a Payor or Agent acting on
behalf of the Ordering Customer; likewise the term
'Beneficiary' refers to either a Beneficiary, or a Payee or
Agent acting on behalf of the Beneficiary.
1.2 Field of Application
This message may be applied for both national and international
settlements. It is based on universal practice and is not
dependent on the type of business or industry.
1.3 Principles
An Extended Payment Order may cover the financial settlement of
one or more commercial trade transactions, such as invoices,
credit notes, debit notes, etc. It is not intended for use in
securities trading.
The Ordered Bank may need a confirmation/ authorization to be
able to process the Extended Payment Order Message.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 1.
3. TERMS AND DEFINITIONS
3.1 Standard terms and definitions
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 2.
4. MESSAGE DEFINITION
4.1 Data Segment Clarification
This section should be read in conjunction with the Segment
Table which indicate mandatory, conditional and repeating
requirements.
0010 UNH, Message header
A service segment starting and uniquely identifying a message.
The message type code for the Extended payment order message is
PAYEXT.
Note: Extended payment order messages conforming to this
document must contain the following data in segment UNH,
composite S009:
Data element 0065 PAYEXT
0052 D
0054 97A
0051 UN
0020 BGM, Beginning of message
A segment for unique identification of the Extended Payment
Order, the type of Extended Payment Order and its function. The
requirement for a response, e.g., related debit advice, may be
indicated.
Note: The identification will be passed back to the Ordering
Customer for reconciliation purposes; it would be used in the
case of a cancellation or confirmation of an Extended Payment
Order.
0030 BUS, Business function
A segment identifying certain characteristics of the Extended
Payment Order, such as its business function. In so doing, it
provides information about the message that may be used to
route the message within an institution, for tariffing, or for
the provision of some statistical information.
0040 PAI, Payment instructions
A segment specifying the conditions, guarantee, method and
channel of payment for the Extended Payment Order.
0050 FCA, Financial charges allocation
A segment specifying the method for allocation of charges and
allowances (e.g., charges borne by the Ordering Customer, the
Beneficiary or both), and identifying the Ordering Customers's
account to which such charges or allowances should be directed
where it is different from the principal account.
0060 DTM, Date/time/period
A segment specifying the date and, when required, the time at
which the message has been created as well as other dates and
times relevant to the financial transaction.
0070 Segment group 1: RFF-DTM
A group of segments identifying a previously-sent message.
0080 RFF, Reference
A segment identifying a previously-sent message.
0090 DTM, Date/time/period
A segment identifying the date/time of the previously-sent
message.
0100 Segment group 2: MOA-CUX-DTM-RFF
A group of segments identifying the monetary amount and, if
necessary, the currencies, exchange rate and date for that
payment.
0110 MOA, Monetary amount
A segment giving the amount value of the payment.
0120 CUX, Currencies
A segment identifying the reference currency and the target
currency of the transaction when they are different. The
rate of exchange is solely used when previously agreed
between the Ordering Customer and the Ordered Bank.
0130 DTM, Date/time/period
A segment identifying the effective date and/or time the
rate of exchange was fixed.
0140 RFF, Reference
A segment identifying other transactions to which funds
associated with the Extended Payment Order are related, such
as a separate foreign exchange deal.
0150 Segment group 3: FII-CTA-COM
A group of segments providing information about the financial
institutions and accounts related to the Extended Payment
Order, together with details of any parties to be contacted in
relation to the transaction.
0160 FII, Financial institution information
A segment identifying the financial institution (e.g., bank)
and relevant account number and currency for each party
involved in the transaction. The Ordering Customer may
indicate the previously agreed choice of financial
institution for payment.
0170 CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the FII segment and to
whom communication should be directed.
0180 COM, Communication contact
A segment providing a communication number for the party
identified in the FII segment and optionally for the contact
identified in the associated CTA segment.
0190 Segment group 4: NAD-CTA-COM
A group of segments identifying the name and address of the
non-financial institutions involved in the transaction and
their contacts.
0200 NAD, Name and address
A segment identifying the name and address of the
non-financial institutions associated with the Extended
Payment Order and their functions.
0210 CTA, Contact information
A segment identifying a person or a department for the party
specified in the NAD segment and to whom communication
should be directed.
0220 COM, Communication contact
A segment providing a communication number for the party
identified in the NAD segment and optionally for the contact
identified in the associated CTA segment.
0230 Segment group 5: INP-FTX-DTM
A group of segments containing instructions from the Ordering
Customer relating to parties identified in the NAD and FII
segments. It specifies action to be taken by the identified
parties, and the date (and optionally time) by which such
action needs to be taken.
0240 INP, Parties to instruction
A segment identifying the party originating the instruction
and the parties to be contacted at or by the associated
financial institution on matters concerning the execution of
the payment. It specifies where appropriate the instruction
in coded form.
0250 FTX, Free text
A segment providing free text instruction relating to the
associated INP segment.
0260 DTM, Date/time/period
A segment specifying the earliest and the latest dates and
times by which the instruction specified in the INP and FTX
segments needs to be carried out.
0270 Segment group 6: GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by
regulatory authorities requiring statistical and other types of
data. It also identifies the regulatory authority for which the
information is intended followed by the information itself.
0280 GIS, General indicator
A segment identifying what processing should be completed
for regulatory authorities.
0290 MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
0300 LOC, Place/location identification
A segment giving the different origins/destinations (places)
of goods/investment/services.
0310 NAD, Name and address
A segment identifying the recipient of the associated
informative text.
0320 RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport services)
and direction of each transaction to be recorded in coded
form.
0330 FTX, Free text
A segment giving information, in coded or clear form, to
provide information relevant to regulatory authorities
requirements.
0340 Segment group 7: PRC-FTX-SG8-SG14
A group of segments giving information in free or in coded form
about the purpose of the payment from the ordering customer to
the beneficiary.
0350 PRC, Process identification
A segment identifying the kind of process at the
beneficiary's side.
0360 FTX, Free text
A segment in clear form to provide information from the
ordering customer to the beneficiary.
0370 Segment group 8: DOC-MOA-DTM-RFF-NAD-SG9-SG10-SG11
A group of segments providing details of all documents,
e.g., invoices, statements, despatch advices, etc..., to
which the Extended Payment Order refers. It includes
information on the monetary amounts for each document and on
any adjustments (with an indication of the reason for
adjustments) and discounts. For information purposes an
indication of the tax element can be provided.
0380 DOC, Document/message details
A segment identifying the reference document against
which payment is being made.
0390 MOA, Monetary amount
A segment giving the monetary amounts of each reference
document (e.g., original amount, discount amount etc...).
The amount due and the amount remitted are mandatory.
0400 DTM, Date/time/period
A segment specifying the date of the referenced document
and indicating any other relevant dates applicable.
0410 RFF, Reference
A segment for the inclusion of any additional references
related to the reference document.
0420 NAD, Name and address
A segment identifying a party name and address, either by
coded identification or in a clear form.
0430 Segment group 9: CUX-DTM
A group of segments specifying the currencies and the
related dates/periods valid to the referenced document
where different to the reference currency.
0440 CUX, Currencies
A segment identifying the currency and associated
exchange rate of the referenced document where
different to the remittance currency.
0450 DTM, Date/time/period
A segment specifying the date/time/period related to
the rate of exchange.
0460 Segment group 10:AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and
their referenced documents.
0470 AJT, Adjustment details
A segment indicating any adjustments to the amounts
originally specified in the referenced document, and
to which items such adjustments apply, with the
associated reason for adjustment.
0480 MOA, Monetary amount
A segment giving the monetary amounts of the
adjustments of each reference document (e.g. original
amounts, discount amount, etc.). The currency data
elements should not be used.
0490 RFF, Reference
A segment for the inclusion of any additional
references related to the reference document.
0500 FTX, Free text
A segment providing free text information related to
the payment details.
0510 Segment group 11:DLI-MOA-PIA-DTM-SG12-SG13
A group of segments which may be used when required to
provide details of individual line items in the reference
document.
0520 DLI, Document line identification
A segment identifying a specific line item within the
referenced document.
0530 MOA, Monetary amount
A segment giving the monetary amounts for this line
item.
0540 PIA, Additional product id
A segment specifying item identification codes where
required.
0550 DTM, Date/time/period
A segment specifying the date/time/period related to
the line item.
0560 Segment group 12:CUX-DTM
A group of segments identifying the currency and the
related dates/periods of the line item where different
to the remittance and document currency.
0570 CUX, Currencies
A segment identifying the currency and associated
exchange rate of the line item, where different to
the reference and target currency.
0580 DTM, Date/time/period
A segment specifying the effective date and/or time
the rate of exchange was fixed.
0590 Segment group 13:AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts and
their referenced documents for this line item.
0600 AJT, Adjustment details
A segment indicating any adjustments to the amounts
originally specified for this line item and the
reason for the adjustments.
0610 MOA, Monetary amount
A segment giving the monetary amounts of the
adjustment for this line item.
0620 RFF, Reference
A segment for the inclusion of any additional
references related to the reference document.
0630 FTX, Free text
A segment providing free text information related
to the payment details.
0640 Segment group 14:GIS-MOA
A group of segments indicating the end of the details of
payment and specifying hash total amounts for control
purposes.
0650 GIS, General indicator
A segment specifying the end of the detail of payment.
0660 MOA, Monetary amount
A segment indicating total amounts for control purposes.
0670 Segment group 15:AUT-DTM
A group of segments specifying the details of authentication.
0680 AUT, Authentication result
A segment specifying the details of any authentication
(validation) procedure applied to the Extended Payment Order
message.
0690 DTM, Date/time/period
A segment identifying the date and, where necessary, the
time of validation.
0700 UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message and the control reference number of the
message.
4.2 Data segment index (Alphabetical sequence by tag)
AJT Adjustment details
AUT Authentication result
BGM Beginning of message
BUS Business function
COM Communication contact
CTA Contact information
CUX Currencies
DLI Document line identification
DOC Document/message details
DTM Date/time/period
FCA Financial charges allocation
FII Financial institution information
FTX Free text
GIS General indicator
INP Parties to instruction
LOC Place/location identification
MOA Monetary amount
NAD Name and address
PAI Payment instructions
PIA Additional product id
PRC Process identification
RCS Requirements and conditions
RFF Reference
UNH Message header
UNT Message trailer
Contents of PAYEXT