0. INTRODUCTION
This specification provides the definition of the Multiple
payment order message (PAYMUL) to be used in Electronic Data
Interchange (EDI) between trading partners involved in
administration, commerce and transport.
1. SCOPE
1.1 Functional Definition
A Multiple Payment order is sent by the Ordering Customer (or
Payor or Agent on behalf of the Ordering Customer) to the
Ordered Bank, to instruct the Ordered Bank to debit an account
it services for the Ordering Customer, and to arrange for the
payment of specified amounts to several Beneficiaries (or
Payees) in settlement of the referenced business
transaction(s).
Throughout this document, the term 'Ordering Customer' refers
to either an Ordering Customer, or a Payor or Agent acting
(sending) on behalf of the Ordering Customer; likewise the term
'Beneficiary' refers to either a Beneficiary, or a Payee or
Agent acting on behalf of the Beneficiary.
1.2 Field of Application
This message may be applied for both national and international
settlements.
1.3 Principles
- A Multiple Payment Order may cover the financial settlement
of one or more commercial trade transactions such as invoices
credit notes, debit notes etc. It is not intended for use in
securities trading.
- Charges may be borne on account(s) different of the
account(s) held by the Ordering Customer.
- Several debit accounts, execution dates and currencies may be
specified.
- The Ordered Bank may need a confirmation/authorization (e.g.
AUTHOR message) to be allowed to process the Multiple Payment
Order message.
- The only way to modify a Multiple Payment Order message is to
cancel the whole message or part thereof (e.g. by the use of
the FINCAN message). In that respect, one to many order(s)
could be cancelled within the message, avoiding to be obliged
to cancel the whole message.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 1.
3. TERMS AND DEFINITIONS
3.1 Standard terms and definitions
See UNTDID, Part 4, Chapter 2.6 UN/ECE UNSM - General Introduction,
Section 2.
4. MESSAGE DEFINITION
4.1 Data Segment Clarification
This section should be read in conjunction with the Segment
Table which indicate mandatory, conditional and repeating
requirements.
The following semantic principles applying to the message are
intended to facilitate the understanding of the message:
The Multiple Payment Order message is structured in three
levels:
A,B, and C. In the Branching Diagram, level A corresponds to
page 1, level B corresponds to page 2, and level C corresponds
to pages
3 and 4.
-A level contains data related to the whole message and is
contained in Segment Group 1 and Segment Group 2 and the
Heading section.
-B level contains data from the debit side (one debit account,
one currency, one execution date) and data which applies to all
further details of C level(s) and is contained in Segment Group
3 through Segment Group 9.
-C level contains mainly data related to the credit side, and
this data is considered as unique for each payment transaction
and is contained in Segment Group 10 through Segment Group 21.
- The structure of the message is designed to allow several B
levels, each B level being followed by its related C levels.
Where a choice of code or text is given only the code element
should be used wherever possible.
0010 UNH, Message header
A service segment starting and uniquely identifying a message.
The message type code for the Multiple payment order message is
PAYMUL.
Note: Multiple payment order messages conforming to this
document must contain the following data in segment UNH,
composite S009:
Data element 0065 PAYMUL
0052 D
0054 98A
0051 UN
0020 BGM, Beginning of message
A segment by means of which the sender must uniquely identify
the PAYMUL message using its type and number and when necessary
its function.
Note: The identification will be passed back to the ordering
customer for reconciliation purposes, if a reference is not
quoted in the B- level.
0030 DTM, Date/time/period
A segment specifying the date and if required the time when the
message is created.
0040 BUS, Business function
A segment providing information to the ordered bank to route
the message, or for tariffing or for the provision of some
statistical information.
0050 Segment group 1: RFF-DTM
A group of segments identifying any previously sent message.
0060 RFF, Reference
A segment specifying the reference number of another
message.
0070 DTM, Date/time/period
A segment identifying the creation date of the referenced
message.
0080 Segment group 2: FII-CTA-COM
A group of segments identifying the financial institutions
involved in the multiple payment order and the routing
functions with their contacts.
0090 FII, Financial institution information
A segment identifying the financial institutions associated
with the transaction in coded or uncoded form and their
function.
0100 CTA, Contact information
A segment identifying a person or department for the party
specified in the leading FII segment and to whom
communication should be directed.
0110 COM, Communication contact
A segment providing communication type(s) and number(s) of
person(s) or department(s) specified in the associated CTA
segment.
0120 Segment group 3: NAD-CTA-COM
A group of segments identifying the ordering party, which is
valid for all payment orders.
0130 NAD, Name and address
Name and address for the ordering customer.
0140 CTA, Contact information
A segment identifying a portion or a department for the
party specified in the leading NAD segment to whom
communication should be directed.
0150 COM, Communication contact
A segment identifying communication type(s) and number(s) of
person(s) or department(s) specified in the associated CTA
segment.
0160 Segment group 4: LIN-DTM-RFF-BUS-FCA-SG5-SG6-SG7-SG8-SG9-SG10-
SG11
This segment group contains information regarding the debit
side of this transaction and details which are pertinent to all
payments specified in the message. Certain payment details may
be provided either in segment group 4 or in segment group 11,
but not in both.
0170 LIN, Line item
A segment identifying the line item by a current line
number.
0180 DTM, Date/time/period
A segment identifying the date, at which an order has been
requested to be executed or acted upon.
0190 RFF, Reference
A segment specifying the reference of the single debit
amount on the debit side of the Transaction (B level).
Note: The identification will be passed back to the Ordering
Customer for reconciliation purposes.
0200 BUS, Business function
A segment identifying certain characteristics of the payment
orders stored on level C, such as business function.
0210 FCA, Financial charges allocation
A segment specifying the method for allocation of charges
and allowances (e.g. charges to be borne by the ordering
customer), and identifying the ordering customer's account
to which such charges or allowances should be directed where
it is different from the principal account. This constitutes
a default specification and may be overridden at detail
level.
0220 Segment group 5: MOA-CUX-DTM-RFF
A group of segments containing the currency of the single
amounts in level C, currency to be transferred, plus the
total of all single amounts of level C.
0230 MOA, Monetary amount
A segment specifying the total amount and the currency to
be transferred.
0240 CUX, Currencies
A segment specifying the source currency and the
destination currency of the transaction, when they are
different. The rate of exchange is solely used when
previously agreed between the ordering customer and the
ordered bank.
0250 DTM, Date/time/period
A segment identifying the effective date and/or time the
rate of exchange was fixed. The other occurrence
identifies the reference date.
0260 RFF, Reference
A segment identifying the deal between ordered bank and
ordering customer.
0270 Segment group 6: FII-CTA-COM
A group of segments containing the account servicing bank
including the account to be debited. If the ordering party
is not quoted separately in the NAD-segment on level-B or
level-A, then this group also contains the information of
the ordering party.
0280 FII, Financial institution information
A segment identifying the financial institution and
relevant account number with the currency.
0290 CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the FII segment and to
whom communication should be directed.
0300 COM, Communication contact
A segment providing a communication number for the party
identified in the FII segment.
0310 Segment group 7: NAD-CTA-COM
A group of segments identifying the ordering party mutually
exclusive with NAD-segment on level-A for the ordering party
(Ordering customer and payor). Furthermore, one contact
party can also be quoted in this group.
0320 NAD, Name and address
A segment identifying the name and address of the non-
financial institutions associated with the PAYMUL.
0330 CTA, Contact information
A segment identifying a person or a department for the
party specified in the NAD segment and to whom
communication should be directed.
0340 COM, Communication contact
A segment providing a communication number for the party
identified in the NAD segment and optionally for the
contact identified in the associated CTA segment.
0350 Segment group 8: INP-FTX-DTM
A group of segments containing instructions from the
ordering customer relating to parties identified in the NAD
and FII segments.
It specifies action to be taken by the identified parties
and the date (and optionally time) by which such action
needs to be taken.
0360 INP, Parties and instruction
A segment identifying the party originating the
instruction and the parties to be contacted. It specifies
where appropriate the instruction in coded form.
0370 FTX, Free text
A segment providing free text instruction relating to the
associated INP segment.
0380 DTM, Date/time/period
A segment specifying the earliest and the latest dates
and times by which the instruction specified in the INP
and/or FTX segment(s) needs to be carried out.
0390 Segment group 9: GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use
by regulatory authorities requiring statistical and other
types of data.
It also identifies the regulatory authority for which the
information is intended followed by the information itself.
This group is mutually exclusive with Segment Group 15.
0400 GIS, General indicator
A segment identifying what processing should be completed
by regulatory authorities.
0410 MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
0420 LOC, Place/location identification
A segment giving the different origins/destinations
(places) of goods/investment/services.
0430 NAD, Name and address
A segment identifying a party related to the associated
informative text.
0440 RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport
services) and direction of each transaction to be
recorded in coded form.
0450 FTX, Free text
A segment giving information in coded or in clear form to
provide information relevant to regulatory authorities
requirements.
0460 Segment group 10:PRC-FTX
A group of segments - mutually exclusive with level -C-
containing the details of payment, which are determined for
all payments on level C.
0470 PRC, Process identification
A segment identifying the kind of free text following
this segment.
0480 FTX, Free text
A segment for information in coded or in clear form to
provide information from the ordering customer to the
beneficiary.
0490 Segment group 11:SEQ-MOA-DTM-RFF-PAI-FCA-SG12-SG13-SG14-
SG15-SG16
This segment group contains information regarding the
Beneficiaries of the payments. Certain payment details may
be provided either in segment group 11 or in segment group
4, but not in both.
0500 SEQ, Sequence details
A segment identifying the beginning of the credit side of
the transaction (C level) by a sequential number, which
may also be used for reconciliation purposes.
0510 MOA, Monetary amount
A segment giving the amount value of the payment. It is
the amount to be transferred. The currency is quoted on
the debit side of the transaction (level B).
0520 DTM, Date/time/period
A segment identifying date(s)/time(s) related to the
beneficiary's side.
0530 RFF, Reference
A segment identifying a transaction from the ordering
customer to the beneficiary and/or from the ordering
customer to the ordered bank.
0540 PAI, Payment instructions
A segment specifying the conditions, method and channel
of payment for the payment order.
0550 FCA, Financial charges allocation
A segment specifying the method for allocation of charges
and allowances and identifying the ordering customer's
account to which such charges or allowances should be
directed where it is different from the principal amount.
This segment is mutually exclusive with the FCA segment
in Segment Group 4.
0560 Segment group 12:FII-CTA-COM
A group of segments containing the beneficiary's bank and
the account and if necessary up to two intermediary
banks.
0570 FII, Financial institution information
A segment identifying the financial institution and
relevant account number with the currency.
0580 CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the FII segment and
to whom communication should be directed.
0590 COM, Communication contact
A segment providing a communication number for the
party identified in the FII Segment and optionally for
the intermediary banks.
0600 Segment group 13:NAD-CTA-COM
A group of segments identifying the name and address of
the beneficiary and one contact party.
0610 NAD, Name and address
A segment identifying the name and address of the non-
financial institutions associated with the payment on
the beneficiary's side.
0620 CTA, Contact information
A segment identifying a person or a department for the
party specified in the NAD segment and to whom
communication should be directed.
0630 COM, Communication contact
A segment providing a communication number for the
party identified in the NAD segment and optionally for
the contact identified in the associated CTA segment.
0640 Segment group 14:INP-FTX-DTM
A group of segments containing instructions from the
ordering customer relating to parties identified in the
NAD and FII segments. It specifies action to be taken by
the identified parties and the date (and optionally time)
by which such action needs to be taken.
0650 INP, Parties and instruction
A segment identifying the party originating the
instruction and the parties to be contacted. It
specifies where appropriate the instruction in coded
form.
0660 FTX, Free text
A segment providing free text instruction relating to
the associated INP segment.
0670 DTM, Date/time/period
A segment specifying the earliest and the latest dates
and times by which the instruction specified in the
INP and/or FTX segment(s) needs to be carried out.
0680 Segment group 15:GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent
use by regulatory authorities requiring statistical and
other types of data. It also identifies the regulatory
authority for which the information is intended followed
by the information itself.
0690 GIS, General indicator
A segment identifying what processing should be
completed by regulatory authorities.
0700 MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
0710 LOC, Place/location identification
A segment giving the different origins/destinations
(places) of goods/investment/services.
0720 NAD, Name and address
A segment identifying the recipient of the associated
informative text.
0730 RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport
services) and direction of each transaction to be
recorded in coded form.
0740 FTX, Free text
A segment giving information in coded or in clear form
to provide information relevant to regulatory
authorities' requirements.
0750 Segment group 16:PRC-FTX-SG17-SG23
A group of segments containing the details of payment.
The content of these segments is passed through the
banking chain from the ordering customer to the
beneficiary.
0760 PRC, Process identification
A segment identifying the kind of payment details.
0770 FTX, Free text
A segment providing free text instruction relating to
the payment details.
0780 Segment group 17:DOC-MOA-DTM-RFF-NAD-SG18-SG19-SG20
A group of segments providing details of all
documents, e.g., invoices, statements, despatch
advices, etc..., to which the Multiple Payment Order
refers. It includes information on the monetary
amounts for each document and on any adjustments (with
an indication of the reason for adjustments) and
discounts. For information purposes an indication of
the tax element can be provided.
0790 DOC, Document/message details
A segment identifying the reference document
against which payment is being made.
0800 MOA, Monetary amount
A segment giving the monetary amounts of each
reference document (e.g., original amount, discount
amount etc..). The amount due and the amount
remitted are mandatory.
0810 DTM, Date/time/period
A segment specifying the date of the referenced
document and indicating any other relevant dates
applicable.
0820 RFF, Reference
A segment for the inclusion of any additional
references related to the reference document.
0830 NAD, Name and address
A segment identifying a party name and address,
either by coded identification or in a clear form.
0840 Segment group 18:CUX-DTM
A group of segments specifying the currencies and
the related dates/periods valid to the referenced
document where different to the reference currency.
0850 CUX, Currencies
A segment identifying the currency and
associated exchange rate of the referenced
document where different to the remittance
currency.
0860 DTM, Date/time/period
A segment specifying the date/time/period
related to the rate of exchange.
0870 Segment group 19:AJT-MOA-RFF-FTX
A group of segments indicating adjustment amounts
and their referenced documents.
0880 AJT, Adjustment details
A segment indicating any adjustments to the
amounts originally specified in the referenced
document, and to which items such adjustments
apply with the associated reason for adjustment.
0890 MOA, Monetary amount
A segment giving the monetary amounts of the
adjustments of each reference document (e.g.
original amounts, discount amount, etc.) The
currency data elements should not be used.
0900 RFF, Reference
A segment for the inclusion of any additional
references related to the reference documents.
0910 FTX, Free text
A segment providing free text information
related to the payment details.
0920 Segment group 20:DLI-MOA-PIA-DTM-SG21-SG22
A group of segments which may be used when required
to provide details of individual line items in the
reference document.
0930 DLI, Document line identification
A segment identifying a specific line item
within the referenced document.
0940 MOA, Monetary amount
A segment giving the monetary amounts for this
line item.
0950 PIA, Additional product id
A segment specifying item identification codes
where required.
0960 DTM, Date/time/period
A segment specifying the date/time/period
related to the line item.
0970 Segment group 21:CUX-DTM
A group of segments identifying the currency and
the related dates/periods of the line item where
different to the remittance and document
currency.
0980 CUX, Currencies
A segment identifying the currency and
associated exchange rate of the line item,
where different to the reference and target
currency.
0990 DTM, Date/time/period
A segment specifying the effective date
and/or time the rate of exchange was fixed.
1000 Segment group 22:AJT-MOA-RFF-FTX
A group of segments indicating adjustment
amounts and their referenced documents for this
line item.
1010 AJT, Adjustment details
A segment indicating any adjustments to the
amounts originally specified for this line
item and the reason for the adjustments.
1020 MOA, Monetary amount
A segment giving the monetary amounts of the
adjustment for this line item.
1030 RFF, Reference
A segment for the inclusion of any additional
references related to the reference document.
1040 FTX, Free text
A segment providing free text information
related to the payment details.
1050 Segment group 23:GIS-MOA
A group of segments indicating the end of the details
of payment and specifying hash total amounts for
control purposes.
1060 GIS, General indicator
A segment identifying the end of the details of
payment.
1070 MOA, Monetary amount
A segment indicating total amounts for control
purposes.
1080 CNT, Control total
A segment identifying the kind of control-checks for the
payment orders contained in the PAYMUL and identifying the
totals according to the coded form.
1090 Segment group 24:AUT-DTM
A group of segments specifying the details of any
authentication (validation) procedure applied to the PAYMUL
message.
1100 AUT, Authentication result
A segment specifying details of any authentication
(validation) procedures applied to the PAYMUL message.
1110 DTM, Date/time/period
A segment identifying the validation date/time.
1120 UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message and the control reference number of the
message.
4.2 Data segment index (Alphabetical sequence by tag)
AJT Adjustment details
AUT Authentication result
BGM Beginning of message
BUS Business function
CNT Control total
COM Communication contact
CTA Contact information
CUX Currencies
DLI Document line identification
DOC Document/message details
DTM Date/time/period
FCA Financial charges allocation
FII Financial institution information
FTX Free text
GIS General indicator
INP Parties and instruction
LIN Line item
LOC Place/location identification
MOA Monetary amount
NAD Name and address
PAI Payment instructions
PIA Additional product id
PRC Process identification
RCS Requirements and conditions
RFF Reference
SEQ Sequence details
UNH Message header
UNT Message trailer
Contents of PAYMUL