United Nations Directories for Electronic Data Interchange for
Administration, Commerce and Transport
UN/EDIFACT
United Nations Directories for Electronic Data Interchange for |
Message Type : PAYORD
Version : D
Release : 01C
Contr. Agency: UN
Revision : 2
Date : 2001-11-07
SOURCE: D6 Finance (SWG)
CONTENTS
Payment order message
0. INTRODUCTION
1. SCOPE
1.1 Functional definition
1.2 Field of application
1.3 Principles
2. REFERENCES
3. TERMS AND DEFINITIONS
3.1 Standard terms and definitions
4. MESSAGE DEFINITION
4.1 Segment clarification
4.2 Segment index (alphabetical sequence by tag)
4.3 Message structure
4.3.1 Segment table
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For general information on UN standard message types see UN Trade Data
Interchange Directory, UNTDID, Part 4, Section 2.3, UN/ECE UNSM
General Introduction
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0. INTRODUCTION
This specification provides the definition of the Payment order
message (PAYORD) to be used in Electronic Data Interchange
(EDI) between trading partners involved in administration,
commerce and transport.
1. SCOPE
1.1 Functional definition
A Payment Order is sent by the Ordering Customer (or Payor or
Agent on behalf of the Ordering Customer) to the Ordered Bank,
to instruct the Ordered Bank to debit an account it services
for the Ordering Customer, and to arrange for the payment of a
specified amount to the Beneficiary (or Payee or Agent in
favour of Beneficiary) in settlement of the referenced business
transaction(s). Throughout this document, the term 'Ordering
Customer' refers to either an Ordering Customer, or a Payor or
Agent acting on behalf of the Ordering Customer; likewise the
term 'Beneficiary' refers to either a Beneficiary, or a Payee
or Agent acting on behalf of the Beneficiary.
1.2 Field of application
The Payment order message may be used for both national and
international applications. It is based on universal practice
related to administration, commerce and transport, and is not
dependent on the type of business or industry.
This message may be applied for both national and international
settlements.
1.3 Principles
A Payment Order may cover the financial settlement of one or
more commercial trade transactions, such as invoices, credit
notes, debit notes, etc. It is not intended for use in
securities trading.
The Ordered Bank may need a confirmation/authorization to be
able to process the Payment Order Message, if the payment
order(s) is (are) sent by a third party.
2. REFERENCES
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General
Introduction, Section 1.
3. TERMS AND DEFINITIONS
3.1 Standard terms and definitions
See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General
Introduction, Section 2.
4. MESSAGE DEFINITION
4.1 Segment clarification
This section should be read in conjunction with the segment
table which indicates mandatory, conditional and repeating
requirements.
0010 UNH, Message header
A service segment starting and uniquely identifying a message.
The message type code for the Payment order message is PAYORD.
Note: Payment order messages conforming to this document must
contain the following data in segment UNH, composite S009:
Data element 0065 PAYORD
0052 D
0054 01C
0051 UN
0020 BGM, Beginning of message
A segment for unique identification of the Payment Order, the
type of Payment Order and its function. The requirement for a
response, e.g., related debit advice, may be indicated.
Note: The identification will be passed back to the Ordering
Customer for reconciliation purposes; it would be used in the
case of a cancellation or confirmation of a Payment Order.
0030 BUS, Business function
A segment identifying certain characteristics of the Payment
Order, such as its business function. In so doing, it provides
information about the message that may be used, for instance,
for routing within an institution, for tariffing, or for the
provision of some statistical information.
0040 PAI, Payment instructions
A segment specifying the conditions, guarantee, method and
channel of payment for the Payment Order.
0050 FCA, Financial charges allocation
A segment specifying the method for allocation of charges and
allowances (e.g., charges borne by the Ordering Customer, the
Beneficiary or both), and identifying the Ordering Customer's
account to which such charges or allowances should be directed
where it is different from the principal account.
0060 DTM, Date/time/period
A segment identifying the date/time of creation of the message,
the requested execution date and/or due date at the
beneficiary's side as well as other dates and times relevant to
the financial transaction.
0070 FTX, Free text
This segment contains the details of payment, which have to be
passed from the ordered bank to the beneficiary through the
banking chain together with the remittance details.
0080 Segment group 1: RFF-DTM
A group of segments identifying a previously-sent message.
0090 RFF, Reference
A segment specifying the reference number of the previously-
sent message.
0100 DTM, Date/time/period
A segment identifying the creation date of the referenced
message.
0110 Segment group 2: MOA-CUX-DTM-RFF
A group of segments identifying the monetary amount and, if
necessary, the currencies, exchange rate and date for the
payment.
0120 MOA, Monetary amount
A segment giving the amount of the payment.
0130 CUX, Currencies
A segment identifying the source currency and the target
currency of the transaction when they are different. The
rate of exchange is solely used when previously agreed
between the Ordering Customer and the Ordered Bank.
0140 DTM, Date/time/period
A segment identifying the effective date and/or time the
rate of exchange was fixed. The other occurrence identifies
the reference date.
0150 RFF, Reference
A segment identifying other transactions to which funds
associated with the Payment Order are related, such as a
separate foreign exchange deal.
0160 Segment group 3: FII-CTA-COM
A group of segments providing information about the financial
institutions and accounts related to the Payment Order,
together with details of any parties to be contacted in
relation with the transaction. This group may also contain a
single customer for the debiting and/or crediting side.
0170 FII, Financial institution information
A segment identifying the financial institution (e.g., bank)
and relevant account number and currency for each party
involved in the transaction. The Ordering Customer may
indicate the previously agreed choice of financial
institution for payment.
0180 CTA, Contact information
A segment identifying a person or a department for the
financial institution specified in the FII segment and to
whom communication should be directed.
0190 COM, Communication contact
A segment providing a communication number for the party
identified in the FII segment and optionally for the contact
identified in the associated CTA segment.
0200 Segment group 4: NAD-CTA-COM
A group of segments identifying the name and address of the
non-financial institutions involved in the transaction and
their contacts.
0210 NAD, Name and address
A segment identifying the name and address of the non-
financial parties associated with the Payment Order and
their functions.
0220 CTA, Contact information
A segment identifying a person or a department for the party
specified in the NAD segment and to whom communication
should be directed.
0230 COM, Communication contact
A segment providing a communication number for the party
identified in the NAD segment and optionally for the contact
identified in the associated CTA segment.
0240 Segment group 5: INP-FTX-DTM
A group of segments containing instructions from the Ordering
Customer relating to parties identified in the NAD and FII
segments. It specifies action to be taken by the identified
parties, and the date (and optionally time) by which such
action needs to be taken.
0250 INP, Parties and instruction
A segment identifying the party to enact the instruction and
the parties to be contacted at or by the associated
financial institution on matters concerning the execution of
the payment. It specifies where appropriate the instruction
in coded form.
0260 FTX, Free text
A segment providing free text instruction relating to the
associated INP segment.
0270 DTM, Date/time/period
A segment specifying the earliest and the latest dates and
times by which the instruction specified in the INP and/or
FTX segments needs to be carried out.
0280 Segment group 6: GIS-MOA-LOC-NAD-RCS-FTX
A group of segments providing information for subsequent use by
regulatory authorities requiring statistical and other types of
data. It also identifies the regulatory authority for which the
information is intended followed by the information itself.
0290 X GIS, General indicator
A segment identifying what processing should be completed
for regulatory authorities.
0300 MOA, Monetary amount
A segment giving the amount and the currency of each
transaction to be reported.
0310 LOC, Place/location identification
A segment giving the different origins/destinations (places)
of goods/investment/services.
0320 NAD, Name and address
A segment identifying the recipient of the associated
informative text.
0330 RCS, Requirements and conditions
A segment giving the nature (e.g. goods, transport services)
and direction of each transaction to be recorded in coded
form.
0340 FTX, Free text
A segment giving information, in coded or clear form, to
provide information relevant to regulatory authorities
requirements.
0350 Segment group 7: DOC-DTM
A group of segments providing brief structured cross references
to transactions to which the Payment Order relates.
0360 DOC, Document/message details
A segment identifying the document(s) relating to the
payment order.
0370 DTM, Date/time/period
A segment identifying the date of issue of the document(s)
described in the preceding DOC segment.
0380 Segment group 8: AUT-DTM
A group of segments specifying the details of authentication.
0390 AUT, Authentication result
A segment specifying the details of any authentication
(validation) procedure applied to the Payment Order message.
0400 DTM, Date/time/period
A segment identifying the date and where necessary, the time
of validation.
0410 UNT, Message trailer
A service segment ending a message, giving the total number of
segments in the message (including the UNH & UNT) and the
control reference number of the message.
4.2 Segment index (alphabetical sequence by tag)
AUT Authentication result
BGM Beginning of message
BUS Business function
COM Communication contact
CTA Contact information
CUX Currencies
DOC Document/message details
DTM Date/time/period
FCA Financial charges allocation
FII Financial institution information
FTX Free text
X GIS General indicator
INP Parties and instruction
LOC Place/location identification
MOA Monetary amount
NAD Name and address
PAI Payment instructions
RCS Requirements and conditions
RFF Reference
UNH Message header
UNT Message trailer
4.3 Message structure
4.3.1 Segment table
Pos Tag Name S R
0010 UNH Message header M 1
0020 BGM Beginning of message M 1
0030 BUS Business function C 1
0040 PAI Payment instructions C 1
0050 FCA Financial charges allocation C 1
0060 DTM Date/time/period M 4
0070 FTX Free text C 5
0080 ----- Segment group 1 ------------------ C 5-----------+
0090 RFF Reference M 1 |
0100 DTM Date/time/period C 1-----------+
0110 ----- Segment group 2 ------------------ M 1-----------+
0120 MOA Monetary amount M 1 |
0130 CUX Currencies C 1 |
0140 DTM Date/time/period C 2 |
0150 RFF Reference C 1-----------+
0160 ----- Segment group 3 ------------------ C 4-----------+
0170 FII Financial institution information M 1 |
0180 CTA Contact information C 1 |
0190 COM Communication contact C 5-----------+
0200 ----- Segment group 4 ------------------ C 6-----------+
0210 NAD Name and address M 1 |
0220 CTA Contact information C 1 |
0230 COM Communication contact C 5-----------+
0240 ----- Segment group 5 ------------------ C 4-----------+
0250 INP Parties and instruction M 1 |
0260 FTX Free text C 1 |
0270 DTM Date/time/period C 2-----------+
0280 ----- Segment group 6 ------------------ C 10----------+
0290 X GIS General indicator M 1 |
0300 MOA Monetary amount C 1 |
0310 LOC Place/location identification C 2 |
0320 NAD Name and address C 1 |
0330 RCS Requirements and conditions C 1 |
0340 FTX Free text C 10----------+
0350 ----- Segment group 7 ------------------ C 10----------+
0360 DOC Document/message details M 1 |
0370 DTM Date/time/period C 1-----------+
0380 ----- Segment group 8 ------------------ C 5-----------+
0390 AUT Authentication result M 1 |
0400 DTM Date/time/period C 1-----------+
0410 UNT Message trailer M 1
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