United Nations Directories
for Electronic Data Interchange for
Administration, Commerce and Transport
UN/EDIFACT
| United Nations Directories for Electronic Data Interchange for Administration, Commerce and Transport UN/EDIFACT |
Message Type : PAYORD Version : D Release : 11A Contr. Agency: UN Revision : 3 Date : 2011-06-29 SOURCE: TBG5 Finance CONTENTS Payment order message 0. INTRODUCTION 1. SCOPE 1.1 Functional definition 1.2 Field of application 1.3 Principles 2. REFERENCES 3. TERMS AND DEFINITIONS 3.1 Standard terms and definitions 4. MESSAGE DEFINITION 4.1 Segment clarification 4.2 Segment index (alphabetical sequence by tag) 4.3 Message structure 4.3.1 Segment table --------------------------------------------------------------------------- For general information on UN standard message types see UN Trade Data Interchange Directory, UNTDID, Part 4, Section 2.3, UN/ECE UNSM General Introduction --------------------------------------------------------------------------- 0. INTRODUCTION This specification provides the definition of the Payment order message (PAYORD) to be used in Electronic Data Interchange (EDI) between trading partners involved in administration, commerce and transport. 1. SCOPE 1.1 Functional definition A Payment Order is sent by the Ordering Customer (or Payor or Agent on behalf of the Ordering Customer) to the Ordered Bank, to instruct the Ordered Bank to debit an account it services for the Ordering Customer, and to arrange for the payment of a specified amount to the Beneficiary (or Payee or Agent in favour of Beneficiary) in settlement of the referenced business transaction(s). Throughout this document, the term 'Ordering Customer' refers to either an Ordering Customer, or a Payor or Agent acting on behalf of the Ordering Customer; likewise the term 'Beneficiary' refers to either a Beneficiary, or a Payee or Agent acting on behalf of the Beneficiary. 1.2 Field of application The Payment order message may be used for both national and international applications. It is based on universal practice related to administration, commerce and transport, and is not dependent on the type of business or industry. This message may be applied for both national and international settlements. 1.3 Principles A Payment Order may cover the financial settlement of one or more commercial trade transactions, such as invoices, credit notes, debit notes, etc. It is not intended for use in securities trading. The Ordered Bank may need a confirmation/authorization to be able to process the Payment Order Message, if the payment order(s) is (are) sent by a third party. 2. REFERENCES See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 1. 3. TERMS AND DEFINITIONS 3.1 Standard terms and definitions See UNTDID, Part 4, Chapter 2.3 UN/ECE UNSM - General Introduction, Section 2. 4. MESSAGE DEFINITION 4.1 Segment clarification This section should be read in conjunction with the segment table which indicates mandatory, conditional and repeating requirements. 0010 UNH, Message header A service segment starting and uniquely identifying a message. The message type code for the Payment order message is PAYORD. Note: Payment order messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 PAYORD 0052 D 0054 11A 0051 UN 0020 BGM, Beginning of message A segment for unique identification of the Payment Order, the type of Payment Order and its function. The requirement for a response, e.g., related debit advice, may be indicated. Note: The identification will be passed back to the Ordering Customer for reconciliation purposes; it would be used in the case of a cancellation or confirmation of a Payment Order. 0030 BUS, Business function A segment identifying certain characteristics of the Payment Order, such as its business function. In so doing, it provides information about the message that may be used, for instance, for routing within an institution, for tariffing, or for the provision of some statistical information. 0040 PAI, Payment instructions A segment specifying the conditions, guarantee, method and channel of payment for the Payment Order. 0050 FCA, Financial charges allocation A segment specifying the method for allocation of charges and allowances (e.g., charges borne by the Ordering Customer, the Beneficiary or both), and identifying the Ordering Customer's account to which such charges or allowances should be directed where it is different from the principal account. 0060 DTM, Date/time/period A segment identifying the date/time of creation of the message, the requested execution date and/or due date at the beneficiary's side as well as other dates and times relevant to the financial transaction. 0070 FTX, Free text This segment contains the details of payment, which have to be passed from the ordered bank to the beneficiary through the banking chain together with the remittance details. 0080 Segment group 1: RFF-DTM A group of segments identifying a previously-sent message. 0090 RFF, Reference A segment specifying the reference number of the previously-sent message. 0100 DTM, Date/time/period A segment identifying the creation date of the referenced message. 0110 Segment group 2: MOA-CUX-DTM-RFF A group of segments identifying the monetary amount and, if necessary, the currencies, exchange rate and date for the payment. 0120 MOA, Monetary amount A segment giving the amount of the payment. 0130 CUX, Currencies A segment identifying the source currency and the target currency of the transaction when they are different. The rate of exchange is solely used when previously agreed between the Ordering Customer and the Ordered Bank. 0140 DTM, Date/time/period A segment identifying the effective date and/or time the rate of exchange was fixed. The other occurrence identifies the reference date. 0150 RFF, Reference A segment identifying other transactions to which funds associated with the Payment Order are related, such as a separate foreign exchange deal. 0160 Segment group 3: FII-CTA-COM A group of segments providing information about the financial institutions and accounts related to the Payment Order, together with details of any parties to be contacted in relation with the transaction. This group may also contain a single customer for the debiting and/or crediting side. 0170 FII, Financial institution information A segment identifying the financial institution (e.g., bank) and relevant account number and currency for each party involved in the transaction. The Ordering Customer may indicate the previously agreed choice of financial institution for payment. 0180 CTA, Contact information A segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed. 0190 COM, Communication contact A segment providing a communication number for the party identified in the FII segment and optionally for the contact identified in the associated CTA segment. 0200 Segment group 4: NAD-CTA-COM A group of segments identifying the name and address of the non- financial institutions involved in the transaction and their contacts. 0210 NAD, Name and address A segment identifying the name and address of the non- financial parties associated with the Payment Order and their functions. 0220 CTA, Contact information A segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed. 0230 COM, Communication contact A segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment. 0240 Segment group 5: INP-FTX-DTM A group of segments containing instructions from the Ordering Customer relating to parties identified in the NAD and FII segments. It specifies action to be taken by the identified parties, and the date (and optionally time) by which such action needs to be taken. 0250 INP, Parties and instruction A segment identifying the party to enact the instruction and the parties to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form. 0260 FTX, Free text A segment providing free text instruction relating to the associated INP segment. 0270 DTM, Date/time/period A segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and/or FTX segments needs to be carried out. 0280 Segment group 6: GEI-MOA-LOC-NAD-RCS-FTX A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself. 0290 GEI, Processing information A segment identifying what processing should be completed for regulatory authorities. 0300 MOA, Monetary amount A segment giving the amount and the currency of each transaction to be reported. 0310 LOC, Place/location identification A segment giving the different origins/destinations (places) of goods/investment/services. 0320 NAD, Name and address A segment identifying the recipient of the associated informative text. 0330 RCS, Requirements and conditions A segment giving the nature (e.g. goods, transport services) and direction of each transaction to be recorded in coded form. 0340 FTX, Free text A segment giving information, in coded or clear form, to provide information relevant to regulatory authorities requirements. 0350 Segment group 7: DOC-DTM A group of segments providing brief structured cross references to transactions to which the Payment Order relates. 0360 DOC, Document/message details A segment identifying the document(s) relating to the payment order. 0370 DTM, Date/time/period A segment identifying the date of issue of the document(s) described in the preceding DOC segment. 0380 Segment group 8: AUT-DTM A group of segments specifying the details of authentication. 0390 AUT, Authentication result A segment specifying the details of any authentication (validation) procedure applied to the Payment Order message. 0400 DTM, Date/time/period A segment identifying the date and where necessary, the time of validation. 0410 UNT, Message trailer A service segment ending a message, giving the total number of segments in the message (including the UNH & UNT) and the control reference number of the message. 4.2 Segment index (alphabetical sequence by tag) AUT Authentication result BGM Beginning of message BUS Business function COM Communication contact CTA Contact information CUX Currencies DOC Document/message details DTM Date/time/period FCA Financial charges allocation FII Financial institution information FTX Free text GEI Processing information INP Parties and instruction LOC Place/location identification MOA Monetary amount NAD Name and address PAI Payment instructions RCS Requirements and conditions RFF Reference UNH Message header UNT Message trailer
4.3 Message structure 4.3.1 Segment table Pos Tag Name S R 0010 UNH Message header M 1 0020 BGM Beginning of message M 1 0030 BUS Business function C 1 0040 PAI Payment instructions C 1 0050 FCA Financial charges allocation C 1 0060 DTM Date/time/period M 4 0070 FTX Free text C 5 0080 ----- Segment group 1 ------------------ C 5----------------+ 0090 RFF Reference M 1 | 0100 DTM Date/time/period C 1----------------+ 0110 ----- Segment group 2 ------------------ M 1----------------+ 0120 MOA Monetary amount M 1 | 0130 CUX Currencies C 1 | 0140 DTM Date/time/period C 2 | 0150 RFF Reference C 1----------------+ 0160 ----- Segment group 3 ------------------ C 4----------------+ 0170 FII Financial institution information M 1 | 0180 CTA Contact information C 1 | 0190 COM Communication contact C 5----------------+ 0200 ----- Segment group 4 ------------------ C 6----------------+ 0210 NAD Name and address M 1 | 0220 CTA Contact information C 1 | 0230 COM Communication contact C 5----------------+ 0240 ----- Segment group 5 ------------------ C 4----------------+ 0250 INP Parties and instruction M 1 | 0260 FTX Free text C 1 | 0270 DTM Date/time/period C 2----------------+ 0280 ----- Segment group 6 ------------------ C 10---------------+ 0290 GEI Processing information M 1 | 0300 MOA Monetary amount C 1 | 0310 LOC Place/location identification C 2 | 0320 NAD Name and address C 1 | 0330 RCS Requirements and conditions C 1 | 0340 FTX Free text C 10---------------+ 0350 ----- Segment group 7 ------------------ C 10---------------+ 0360 DOC Document/message details M 1 | 0370 DTM Date/time/period C 1----------------+ 0380 ----- Segment group 8 ------------------ C 5----------------+ 0390 AUT Authentication result M 1 | 0400 DTM Date/time/period C 1----------------+ 0410 UNT Message trailer M 1